REAL ESTATE LOAN OFFICER

Vision

Our people, philosophy and the way we do business have positioned Stockman Bank as Montana’s premier financial center for business leaders, agriculture operators, commercial developers and real estate owners. We are a Montana-born company, built on western values, focused on creating long-standing relationships through integrity, expertise and results. Our offices are locally managed and community-oriented, allowing us to best serve our customers. Our workforce is well trained and competent and our work environment encourages productivity, personal growth and job satisfaction.

Position General Responsibilities :

Develop residential real estate loans. Support in Home Equity area and Credit Line when appropriate. Represents the Bank in community activities.

Employees Supervised :

None

Education, Experience and Certification Requirements

Note : Only minimum responsibilities are listed. Other responsibilities may be required as requested by management.

Basic Qualifications :

Strong commitment to providing exceptional customer service.

Minimum 1-3 years in Real Estate Lending / Originating.

Knowledge of secondary markets and packaging of real estate loans.

Have strong group of local contacts for business development.

Four years of post-secondary education or equivalent combination of education and experience.

Strong communication and organizational skills.

Dimension of Job :

Handle the origination, recommendations and processing for real estate loans and development of new business.

Position Specific Responsibilities, Duties and Competencies

Real Estate Lending Functions :

Originates, recommends and begins processing of residential real estate (FHA, VA, secondary market) requests. Possesses the necessary underwriting skills to determine eligibility of applicants to qualify for conventional FHA / VA loan programs.

Detailed knowledge of secondary markets for real estate loans.

Detailed knowledge of various other loan programs for the Bank’s, including construction loans.

Real Estate Underwriting, Sales, Funding & Processing :

On-going assessment of Bozeman Real Estate Market to create an effective and competitive market.

Communication with the Processing Center to provide the necessary tools to compete in the Bozeman market.

Work in conjunction with the Department Manager to develop and implement effective retail marketing programs.

For full description, which includes physical mental demands please see attachment.