362 - Consumer Loan Originator

Kennebunk Savings operates on the shared belief that Helping One Another Is the Right Thing To Do. Our Core Values- Trust, Integrity, Proactive and Empathy provide the guide posts for how we support that belief. They guide our day to day actions - from the way we build relationships, to how we make decisions and problem solve, to how we interact with one another. Our Core Values form the foundation of our culture. Embodying them forms the basis of what makes for a successful employee at Kennebunk Savings.

Scope of Work :

The Consumer Loan Originator will be part of a centralized team responsible for originating retail lending products including home equity lines, home equity loans and consumer loans. This role will be responsible for working directly with consumers to determine the best loan product for their needs, completing the required application on the Bank's loan operating system while also delivering excellent customer service. The Consumer Loan Originator will work under direct guidance of the Retail Lending Manager and will be responsible for maintaining all necessary certifications and ensuring conformance with all applicable laws, regulations, and loan policies.

Essential Functions (3) :

• Delivers excellent customer experience throughout the retail loan origination process :

Responsible for managing the customer relationship by serving as the primary contact for the customer throughout the application process, actively communicating expectations, application timelines and providing guidance through loan closing.

Originates complete, timely, and accurate applications for home equity lines, home equity loans, and consumer loans.

Maintains detailed knowledge of lending regulations to ensure full compliance with all regulatory requirements.

Other Duties & Responsibilities :

Certifications & Licenses :

Desired Job Experience :

Desired Education :

Working Conditions & Minimum Physical Requirements :

External and internal applicants, as well as position incumbents who become disabled as defined under the Americans with Disabilities Act, or Maine / New Hampshire Human Rights Commissions, must be able to perform the essential job functions (as listed) either unaided or with the assistance of a reasonable accommodation to be determined by management on a case-by-case basis.

Last Updated 07 / 28 / 2022