Underwriting Consultant

This is a hybrid opportunity and this role requires onsite in-office presence approximately 2 to 3 days per week at one of our office locations in New York City, Uniondale, Hauppauge, Berkeley Heights, or Tinton Falls.

The Underwriting Consultant plays a key role in shaping benefit strategies that make a real impact for clients. You'll apply your deep understanding of employer-sponsored health and welfare plans - including federal and state regulations - to deliver meaningful insights and recommendations. Your analytical and financial support expertise would contribute to retaining and growing a portfolio of clients, drive data-informed benefit decisions, and enhance collaboration to meet client goals in a role where your expertise truly makes a difference.

Your Impact

• Underwrite group health plans across fully insured, minimum premium, level-funded, and self-insured arrangements.
• Project future plan costs and assess carrier renewal actions for accuracy and competitiveness.
• Use actuarial modeling tools to develop alternative funding strategies, assess financial impact of plan design changes, and support strategic decision-making.
• Analyze claims utilization data to identify cost drivers and recommend financial strategies.
• Model employee contribution scenarios to support equitable benefit structures.
• Conduct holistic reviews of new business opportunities and present insights and recommendations to prospective clients.
• Stay current on industry trends and emerging cost containment strategies.

Successful Candidate Will Have

At Risk Strategies Company, base pay is one part of our total compensation package, which also includes a comprehensive suite of benefits, including medical, dental, vision, disability, and life insurance, retirement savings, and paid time off and paid holidays for eligible employees. The total compensation for a position may also include other elements dependent on the position offered. The expected base pay range for this position is between $84,200 - $150,000 annually. The actual base pay offered may vary depending on multiple individualized factors, including geographical location, education, job-related knowledge, skills, and experience.

Risk Strategies is the 9th largest privately held US brokerage firm offering comprehensive risk management advice, insurance and reinsurance placement for property & casualty, employee benefits, private client services, as well as consulting services and financial & wealth solutions. With more than 30 specialty practices, Risk Strategies serves commercial companies, nonprofits, public entities, and individuals, and has access to all major insurance markets. Risk Strategies has over 100 offices and over 5,000 employees across the US and Canada.

Our industry recognition includes being named a Best Places to Work in Insurance for five consecutive years (2018-2022) and on the Inc. 5000 list as one of America's Fastest Growing Private Companies. We are committed to being good stewards for our company, culture, and communities by having a strong focus on Environmental, Social, and Governance issues.

Risk Strategies is an equal opportunity workplace and is committed to ensuring equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics. Learn more about working at Risk Strategies by visiting our careers page : www.risk-strategies.com / careers.

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