Senior Credit Risk AssociateAtlas • New York, NY, United States
Senior Credit Risk Associate
Atlas • New York, NY, United States
2 days ago
Job type
- Full-time
Job description4-6 years of experience in commercial / consumer credit, underwriting, or portfolio risk management, ideally within a bank, credit fund, or fintech environment (preferably consumer). Proven ability to analyze financial statements, interpret borrower behavior, and make judgment-based credit recommendations. Advanced proficiency in Excel for financial modeling and credit analysis. Exceptional attention to detail, organization, and written communication skills. A proactive, solutions-oriented mindset : comfortable managing multiple deals and deadlines simultaneously. Familiarity with credit documentation, covenants, and ongoing borrower monitoring best practices. Experience working in fast-paced, high-growth startups Minimum 2 years of experience using SQL; comfortable with reading and analyzing large data sets. Be part of a fast-growing fintech startup where your work has a direct impact on shaping our credit strategy, portfolio growth, and long-term success. Hybrid schedule - 3 days a week in our NYC office. Competitive base salary of $95K-$125K plus bonus potential. Full health, dental, and vision benefits, 401(k), PTO, and professional development support. A collaborative team with opportunities to grow and make an impact. This position is full-time, exempt . Pursuant to the New York City Human Rights Law, the stated salary range reflects the base pay for this role at the time of posting; actual compensation may vary based on factors including but not limited to experience, education, and skill level. The company is an Equal Opportunity Employer (EEO) . We do not discriminate based on race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, or any other legally protected characteristic. Employment is contingent upon successful completion of background checks and compliance with applicable regulatory requirements.
What You'll Do
- Underwrite new credit requests : assess borrower profiles, evaluate financial statements, and prepare clear, concise credit memos for review and committee approval.
- Own portfolio monitoring : track performance, identify early warning signals, and recommend proactive measures to manage exposure.
- Contribute to credit policy development : help refine our underwriting standards, credit limits, and risk appetite as we scale.
- Collaborate cross-functionally : partner with Finance, Product, and Operations to improve credit decisioning, automate workflows, and streamline processes.
- Communicate insights clearly : distill complex credit narratives into executive-ready materials that inform leadership and investors.
- Act as a trusted credit voice : provide thoughtful, independent perspectives on borrower risk and portfolio quality.
Bonus points if you've helped implement new underwriting workflows, tools, or policies at a startup or early-stage lending platform.
What We're Looking For
Why Join Us
Legal Note
Create a job alert for this search
Credit Risk Associate • New York, NY, United States
Related jobs
Webull is a leading digital brokerage platform built on next generation global infrastructure.At Webull, we believe that everyone should have an equal opportunity to control their own financial fut...Show more
Associate Consumer Credit Risk.A major financial institution is seeking a credit risk professional to support its independent review function for consumer and small business lending.This role invol...Show more
Etsy is a global marketplace for unique and creative goods.We are a community-driven company, and our mission is to keep commerce human.
We believe in the power of small businesses and the magic of ...Show more
Associate, Private Credit Portfolio & Risk Management.Line of Business : Global Credit.Job Function : Investment Professionals.
Carlyle Private Credit seeks to hire an Associate to serve as a key memb...Show more
Senior Associate, Residential Credit Team.Ares is currently seeking a Senior Associate to add to our Residential Credit Team in the Alternative Credit Group in New York.
The qualified candidate will...Show more
Global Markets & Trends Analyst.Apollo Thematic Investing ("ATI") is building a differentiated platform to capitalize on emerging structural themes across global markets.
As part of this effort, the...Show more
The company a global leader in enterprise-grade data analytics and AI solutions, committed to empowering businesses across various industries with cutting-edge technology and expert insights.Backed...Show more)
As a member of Ramp's Fraud Strategy team, you will leverage data to develop and optimize fraud strategies, including underwriting (KYC / B, OFAC, fraud risk) and customer management (payment, transa...Show more
Credit Portfolio Group Lending.We are seeking a credit trained, highly analytical, creative, and self-motivated individual to join the NY based CPG Portfolio Management & Research team.We look for...Show more
A career in our Balance Sheet Management practice, within Financial Risk and Regulatory services, will provide you with the opportunity to help business leaders embed a proactive and dynamic risk m...Show more Ramp Risk Strategy & Operations Role.As a member of Ramp's Risk Strategy & Operations team, you will leverage data to develop and optimize credit strategies, including underwriting and customer man...Show more 
Investment Risk Associate / Senior Associate.The Associate / Senior Associate role will join Neuberger Berman's Investment Risk group in our New York office, supporting independent risk oversight for t...Show more
Firm Risk Management Firm Risk Management (FRM) supports Morgan Stanley to achieve its business goals by partnering with business units across the Firm to realize efficient risk-adjusted returns, a...Show more
Webull is a leading digital brokerage platform built on next generation global infrastructure.At Webull, we believe that everyone should have an equal opportunity to control their own financial fut...Show more
Tiger Analytics is pioneering what AI and analytics can do to solve some of the toughest problems faced by organizations globally.
We develop bespoke solutions powered by data and technology for sev...Show more
Associate, Power & Utilities Vertical Lending.Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups.
Across the globe, we're 150,000 colle...Show more
Global Atlantic is a leading provider of retirement security and investment solutions with operations in the U.As a wholly-owned subsidiary of KKR, a leading global investment firm, Global Atlantic...Show more
Associate Director, Structured Credit Practice.Structured Credit - CLO team is part of the broader Structured Finance Group at S&P Global Ratings.
The team assigns and monitors credit ratings for se...Show more
Margin & Credit Risk, Senior Associate
Webull Financial • New York, New York, United States, 10005
Full-time
Last updated: 14 days ago
Associate, Consumer Credit Risk
Michael Page • New York, NY, US
Full-time
Last updated: 17 days ago • Promoted
Senior Manager, Credit Risk
Etsy • Brooklyn, NY, US
Full-time
Last updated: 30+ days ago • Promoted
Associate
Carlyle Group • New York, NY, US
Full-time
Last updated: 3 days ago • Promoted
Senior Associate, Alternative Credit (Residential)
Ares Management • New York, NY, US
Full-time
Last updated: 26 days ago • Promoted
Associate, Credit Strategy & Management
Apollo • New York, NY, US
Full-time
Last updated: 30+ days ago • Promoted
Credit Risk Analytics & Strategy
Artemis Consultants • New York, NY, United States
Full-time
Last updated: 2 days ago • Promoted
Senior Fraud Risk Associate
Paribus (Ramp) • New York, NY, US
Full-time
Last updated: 30+ days ago • Promoted
Credit Portfolio Group - Research - Associate
JPMorgan Chase • New York, NY, US
Full-time
Last updated: 30+ days ago • Promoted
Financial Credit Risk, Senior Associate
PricewaterhouseCoopers • New York, NY, United States
Full-time
Last updated: 2 days ago • Promoted
Credit Risk Associate
Paribus (Ramp) • New York, NY, US
Full-time
Last updated: 30+ days ago • Promoted
Senior Associate - Investment Risk
Neuberger Berman • New York, NY, US
Full-time
Last updated: 4 days ago • Promoted
ISG Lending : Corporates Credit Risk Associate
Morgan Stanley • New York, NY, US
Full-time
Last updated: 25 days ago • Promoted
Margin & Credit Risk, Senior Associate
WEBULL • New York, NY, United States
Full-time
Last updated: 2 days ago • Promoted
Sr. Manager / Associate Director- Credit Risk Strategy
Tiger Analytics • New York, NY, United States
Full-time
Last updated: 2 days ago • Promoted
Portfolio Management Group - Credit Risk Professional - Associate
MUFG • New York, NY, US
Full-time
Last updated: 30+ days ago • Promoted
Associate, Investment Risk
Global Atlantic Financial Group • New York, NY, US
Full-time
Last updated: 26 days ago • Promoted
Associate Director - Structured Credit - CLO Ratings
S&P Global • New York, NY, US
Full-time
Last updated: 30+ days ago • Promoted