Sr. Analyst, AVP - Consumer Compliance - Independent Assessment

Sr. Analyst, AVP - Consumer Compliance - Independent Assessment

Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community and make a real impact.

Job Overview

This is a Sr. Analyst Assistant Vice President (AVP) 2nd Line of Defense position serving as a Consumer Compliance Monitoring and Testing Officer within Citi's Independent Compliance Risk Management (ICRM) organization. This role is part of the US Personal Banking (USPB) Independent Assessment team responsible for evaluating the effectiveness of compliance risk controls implemented by the first and second lines of defense.

You will lead and execute independent testing and monitoring activities designed to assess the design and operating effectiveness of key controls that address consumer compliance risks across USPB businesses including Branded Cards, Citi Retail Services, Retail Bank, and Mortgage.

This role places a strong emphasis on analytical thinking, the use of data analytics in compliance testing, and the ability to investigate deeply and drive meaningful results.

Responsibilities :

• Develop, implement, and execute compliance testing and monitoring activities in alignment with Citi's Compliance Testing & Monitoring Plan.
• Leverage data analytics to enhance sampling strategies, identify potential compliance anomalies, and increase the precision and efficiency of testing.
• Design and execute testing procedures that utilize structured and unstructured data to detect control breakdowns, emerging risk themes, or regulatory gaps.
• Conduct walkthroughs with business stakeholders to gain a deep understanding of end-to-end processes and associated compliance risks.
• Execute issue validation and control testing for Consumer Compliance risks, documenting and reporting findings clearly and concisely.
• Probe deeply into processes and data to ensure robust testing outcomes, and identify root causes of compliance failures where applicable.
• Collaborate with Data Analytics partners, or use your own SQL, Python, or other programming capabilities to analyze datasets as part of testing execution.
• Assist in the development of compliance testing risk assessments, monitoring summaries, and enhancement of testing methodologies.
• Maintain strong partnerships with process owners, compliance officers, and internal audit.
• Escalate control deficiencies or violations of laws, rules, or policies in a timely and transparent manner.
• Stay current with industry best practices and changes in regulatory expectations from agencies such as the CFPB, OCC, and FDIC.
• Support continuous improvement efforts within the Independent Assessment program, including the use of technology and analytics tools.
• Perform additional duties as assigned in support of team goals.

Qualifications :

Education :

Preferred Skills :