Talent.com
Credit Risk Data Analyst

Credit Risk Data Analyst

Seacoast BankMiami, FL, United States
14 hours ago
Job type
  • Full-time
Job description

Description

  • This role is for immediate hire

JOB SUMMARY :

The Credit Risk Data Analyst is responsible for being an analytical leader in organizing and leveraging data to drive fact-based decisions and actions. The Credit Risk Data Analyst is responsible for developing and executing a consistent and coherent set of data and analyses for effective credit risk measurement and reporting across the bank. In addition to developing analytical insights, the incumbent must collaborate across the company for implementation, data management, analytical execution, forecasting, and on-going monitoring. The ideal candidate will possess finance, strategic and analytical acumen, and demonstrate the ability to collaborate with and to influence multi-functional team members across the bank.

ESSENTIAL DUTIES AND RESPONSIBILITIES :

  • Synthesize credit data to provide analysis and conclusion for management, Board and Regulatory reports, including standard and ad-hoc requests, as needed.
  • Provide analytical insights for executive management and the board of directors on credit trends and emerging risks in portfolios.
  • Work with the analytics teams and data originators and users for consistency of use of data assets, as well as to eliminate redundancies and non-sanctioned variations.
  • Partner with lines of business to address root causes that create data quality issues.
  • Use analytical and technical skills for improving data quality and business insights, as well as influencing business process design.
  • Cultivate cross-functional relationships between business units to ensure insights become actionable and drive desirable business outcomes.
  • Utilize data handling and mining tools to support proactive data quality program focusing on business intelligence and analytics applications.
  • Standardize credit data definitions and classifications and ensuring that a data trail is effectively documented within the processes associated with accessing, retrieving, exchanging, reporting, managing, and storing of data.
  • Research data integrity issues when discrepancies are found. Run various reports to self-audit data and / or work with staff in the field to correct data as appropriate to ensure accuracy.
  • Lead resolution to external and internal audit inquiries and supporting documentation.
  • Proactively identify and evaluate emerging analytics software, technologies, and tools.
  • EDUCATION and / or EXPERIENCE :

  • MA / MS in Statistics or Quantitative field preferred.
  • 7+ years of progressive, related experience.
  • Strong analytic skills, knowledge of statistical software, and problem-solving ability are a must.
  • Knowledge in credit risk analytics, loan loss reserving process, loss forecasting, probability of default and risk rating development.
  • Provide attention to detail and ensure data accuracy.
  • Extensive programming skills with : SQL, SAS, Python, SAS / Stat, SAS Enterprise Miner, and / or R / Python.
  • Visualization software such as SAS Visual Analytics and Power BI.
  • Self-motivated to proactively learn and solve complex business problems.
  • The Statements above are intended to describe the general nature and level of work being performed by people assigned to this position. They are not intended to be an exhaustive list of responsibilities, duties, and skills. Because these statements are general, the job description is used for a variety of purposes including job evaluations; performance reviews; recruitment; etc. All Associates are required to adhere to the highest legal and ethical standards applicable to our industry. It is the policy of Seacoast Bank that all Associates will be familiar and compliant with all regulatory, legal, ethical and Bank risk mitigation requirements pertaining to both our industry and their individual roles. This includes the on time, successful completion of annual required training post-hire and effective execution of role responsibilities.

    Equal Opportunity Employer / Protected Veterans / Individuals with Disabilities

    This employer is required to notify all applicants of their rights pursuant to federal employment laws.

    For further information, please review the Know Your Rights notice from the Department of Labor.

    Create a job alert for this search

    Credit Risk Analyst • Miami, FL, United States

    Related jobs
    • Promoted
    Credit Risk Data Analyst

    Credit Risk Data Analyst

    Seacoast National BankMiami, FL, United States
    Full-time
    This role is for immediate hire • •.The Credit Risk Data Analyst is responsible for being an analytical leader in organizing and leveraging data to drive fact-based decisions and actions.The Credit ...Show moreLast updated: 30+ days ago
    • Promoted
    Due Diligence Analyst 2 (Remote)

    Due Diligence Analyst 2 (Remote)

    BankUnitedMiami Lakes, FL, United States
    Remote
    Full-time
    The primary purpose of this position is to review, assess, and validate customer records to aide in the detection of possible money laundering, terrorist financing, and fraud using risk-based appro...Show moreLast updated: 1 day ago
    • Promoted
    Analyst, Global Risk Management

    Analyst, Global Risk Management

    Carnival CorporationMiami, FL, United States
    Full-time +1
    The Analyst, Global Risk Management will provide essential support to the Risk Management team in delivering accurate data and effective solutions across Marine Insurance, Surety, and Payments area...Show moreLast updated: 8 days ago
    • Promoted
    High Risk Analyst

    High Risk Analyst

    International Finance BankMiami, FL, US
    Full-time
    International Finance Bank is hiring a BSA Analyst to join our growing team!.In BSA, our mission is the financial safekeeping of our institution and customers. We have a clear vision to provide safe...Show moreLast updated: 30+ days ago
    • Promoted
    Credit Risk Analyst II

    Credit Risk Analyst II

    First Horizon BankCoral Gables, FL, United States
    Full-time
    On site in location Charlotte, NC, Memphis, TN or Miami, FL.As a member of the Credit Risk Analytics team, the Risk Consultant II plays a key role in assisting the business partners through reporti...Show moreLast updated: 8 days ago
    • Promoted
    • New!
    ACL Quantitative Analyst (Hybrid-Miami Lakes)

    ACL Quantitative Analyst (Hybrid-Miami Lakes)

    BankUnitedMiami Lakes, FL, United States
    Full-time
    Reporting to the Allowance for Credit Losses Manager, the Analyst will be part of a dynamic team of talented professionals whose task is to manage and maintain the credit risk models used to identi...Show moreLast updated: 15 hours ago
    • Promoted
    • New!
    Credit Risk Quantitative Analyst

    Credit Risk Quantitative Analyst

    Seacoast BankMiami, FL, United States
    Full-time
    This role is for immediate hire • •.The Quantitative Credit Risk Analyst will play a key role in developing and implementing statistical and quantitative methodologies to support credit and non-cred...Show moreLast updated: 14 hours ago
    • Promoted
    Credit Risk Review Data Analytics Manager

    Credit Risk Review Data Analytics Manager

    Seacoast BankMiami, FL, United States
    Full-time
    Description • • This role is for immediate hire • •.JOB SUMMARY : Manage Credit Risk Review's (CRR) credit risk analytics in support of its regulatory mandate to provide a fully independent analysis of...Show moreLast updated: 7 days ago
    • Promoted
    Risk Analyst

    Risk Analyst

    PayabliMiami, FL, US
    Full-time
    Payabli’s mission is to enable any software company to become a payments company through its payment infrastructure and monetization platform. With Payabli, software companies can make payment...Show moreLast updated: 25 days ago
    • Promoted
    Credit Risk Quantitative Analyst

    Credit Risk Quantitative Analyst

    Seacoast National BankMiami, FL, United States
    Full-time
    This role is for immediate hire • •.The Quantitative Credit Risk Analyst will play a key role in developing and implementing statistical and quantitative methodologies to support credit and non-cred...Show moreLast updated: 30+ days ago
    • Promoted
    Risk Analyst

    Risk Analyst

    Educational Federal Credit UnionMiami, FL, United States
    Full-time
    Responsible for the development, implementation, and execution of operational, functional, and compliance risk assessments. Ensure risk assessment frameworks identify all risk threats, potential imp...Show moreLast updated: 8 days ago
    • Promoted
    Credit Analyst

    Credit Analyst

    LoanBudFort Lauderdale, FL, United States
    Full-time
    Fort Lauderdale, FL (In-Office).LoanBud is a rapidly expanding fintech focused on supporting small businesses through innovative financing solutions. Our mission is to empower small-business owners ...Show moreLast updated: 8 days ago
    • Promoted
    Analyst, Global Risk Management

    Analyst, Global Risk Management

    Holland America GroupMiami, FL, United States
    Full-time +1
    The Analyst, Global Risk Management will provide essential support to the Risk Management team in delivering accurate data and effective solutions across Marine Insurance, Surety, and Payments area...Show moreLast updated: 8 days ago
    • Promoted
    Risk Analyst - Miami

    Risk Analyst - Miami

    Emigrant BankMiami, FL, United States
    Full-time
    The Risk Management Analyst will play a key role in supporting the Bank's enterprise-wide risk management framework across multiple risk dimensions, including credit, operational, third party, liqu...Show moreLast updated: 8 days ago
    • Promoted
    Analyst, Global Risk Management

    Analyst, Global Risk Management

    Carnival Cruise LineMiami, FL, United States
    Full-time +1
    The Analyst, Global Risk Management will provide essential support to the Risk Management team in delivering accurate data and effective solutions across Marine Insurance, Surety, and Payments area...Show moreLast updated: 8 days ago
    • Promoted
    • New!
    Risk Analyst II

    Risk Analyst II

    Seminole Tribe of Florida IncHollywood, FL, United States
    Full-time
    The incumbent in this position is responsible for administering the Certificate of Insurance (COI) program, including reviewing contractual insurance requirements and advising departmental staff on...Show moreLast updated: 15 hours ago
    • Promoted
    • New!
    Wholesale Credit Risk Analyst

    Wholesale Credit Risk Analyst

    SynovusFort Lauderdale, FL, United States
    Full-time
    Supports Wholesale bankers and Credit Risk Managers in the assessment of client credit risks as well as industry risks and trends. Conducts detailed credit analysis based on information provided by ...Show moreLast updated: 15 hours ago
    • Promoted
    • New!
    Risk Analyst

    Risk Analyst

    Ryan SpecialtyMiami, FL, United States
    Full-time
    The Property and Casualty Underwriter is responsible for overseeing and managing property and casualty business workflows, providing technical expertise and ensuring adherence to underwriting guide...Show moreLast updated: 14 hours ago