Senior Manager, Capital Markets

Job Description

Job Description

About Tala

At Tala, we’re applying advanced technology and human creativity to solve what legacy institutions can’t or won't. We are a global financial infrastructure company on a mission to unleash the economic power of the global majority, recognizing that today’s financial infrastructure doesn’t work for most of the world’s population.

We’re the first and only platform to combine the intelligence of a credit bureau, the payments execution of a fintech, and the relationship expertise of a bank into one vertically integrated solution. Our platform is powered by an expansive moat of proprietary data and AI / ML decisioning technology, enabling us to deliver instant, reliable liquidity personalized to every customer's needs. Through our flagship credit app, we’ve disbursed over $7 billion in credit to more than 12 million customers across Latin America, Southeast Asia, and East Africa. These customers have leveraged Tala products to start and expand small businesses, manage day-to-day needs, and pursue their financial goals.

Our pioneering work and proven impact have earned us consistent recognition, including being named to :

CNBC’s Disruptor 50 for five years.

CNBC’s World's Top Fintech Companies for two consecutive years.

Forbes’ Fintech 50 list for nine consecutive years.

Visionary investors, persuaded by the economic power of the global majority, have committed half a billion dollars in equity and debt to Tala's success.

Given the global nature of our team, we operate on a remote-first approach with office hubs in Santa Monica, CA (HQ); Nairobi, Kenya; Mexico City, Mexico; Manila, the Philippines; and Bangalore, India.

Most Talazens join us because they connect with our mission. If you are energized by the impact you can make at Tala, we’d love to hear from you!

The Role

We are seeking a highly proactive, results-driven, and team-oriented professional to join our team as a Sr. Manager, Capital Markets. This role is critical to help fuel our growth with flexible, low-cost capital and ensure liquidity as we continue to scale operations. Success in this role demands strong technical corporate finance skills, experience with debt and equity capital markets, and a track record of successful asset-based finance execution (acquired at a bank or fintech). We are a mission-driven team, and are seeking a collaborative individual to bring a critical thinking approach, combined with the ownership mindset of a builder : someone who thrives in ambiguity, learns independently, and communicates cross-functionally with clarity and initiative.

What You'll Do

• Support Deal Activities :
• Help secure and maintain efficient and flexible capital (equity, debt, and warehouse) by identifying and attracting prospective investors, crafting an investor story for specific financing opportunities, evaluating structuring alternatives and making recommendations
• Support the due diligence processes, executing and following through to deal closing.
• Partner with legal, operations, and accounting teams to ensure deals are properly onboarded, accounted for, and documented
• External Relations & Facility Management :
• Support ongoing investor relations, investor / lender reporting, and relationships with banks, lenders, investors, and intermediaries
• Support refinancing, upsizing, product, and underwriting enhancements as needed
• Build and monitor dashboards and reports to track new loan origination, loan repayments, performance statistics and adherence to Tala lender contractual requirements
• Support Capital Management & Corporate FP&A :
• Partner with Finance, Accounting, and Treasury teams to ensure financings are modeled accurately in liquidity, risk, and financial planning forecasts
• Develop short-term and long-term forecasts to assist in capital markets analyses and inform product strategy and credit underwriting processes for Tala’s lending origination
• Build analytical models to evaluate capital structure decisions including financing, return of capital, liquidity planning, equity valuation, and credit ratings for review with senior leadership
• Loan Portfolio Reporting & Technology Integration
• Manage existing debt portfolio including covenant compliance and ensure proper alignment with risk management processes
• Drive innovation by evaluating and implementing next-generation portfolio management software systems.
• Support in building out loan ops capabilities to scale balance sheet lending and facilitate future securitization programs
• Enhance Blockchain / Crypto Strategy
• Explore blockchain and crypto-based solutions to enhance liquidity and tokenize balance sheet assets
• Support Product team in developing relationships with blockchain market participants
• Evaluate strategic use cases for stablecoins, tokenized assets, and digital wallets in collaboration with Legal and Compliance to ensure regulatory alignment

What You'll Need

What Will Set You Apart

Our vision is to build a new financial ecosystem where everyone can participate on equal footing and access the tools they need to be financially healthy. We strongly believe that inclusion fosters innovation and we’re proud to have a diverse global team that represents a multitude of backgrounds, cultures, and experience. We hire talented people regardless of race, religion, color, national origin, gender, gender expression, sexual orientation, age, marital status, veteran status, or disability status.

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.