Financial Crime Risk Senior Investigator (US)

Financial Crime Risk Senior Investigator

Work Location : Mount Laurel, New Jersey, United States of America Hours : 40 Pay Details : $72,280 - $117,520 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business : Financial Crime Risk Management

Job Description

Financial Crimes Risk Management (FCRM) Investigations is responsible for investigations of anti-money laundering, counter-terrorism finance, and insider risk matters resulting from law enforcement referrals, proactive initiatives, 314a / 314b, and internal referrals. This person would be responsible for leading a team of investigators conducting complex investigations that are primarily derived from fraud referrals; leading holistic reviews of client relationships; assessing risks related to Sanctions, Anti-Bribery and Anti-Corruption, Fraud, and Insider Threat; preparing suspicious activity reports (SARs); recommending exiting of clients, as appropriate; and creating supporting documentation in compliance with policies, procedures, and regulatory requirements. To be successful in the Financial Crime Risk Senior Investigator role, an individual should possess strong leadership skills, have investigative background in both AML and Fraud, have a thorough understanding of money laundering / terrorism finance risks, and possess strong writing skills and attention to detail. Our team currently operates under a primarily offsite work model, employees must be available to come into a TD location for "moments that matter" at a frequency determined by the business.

Job Description Summary :

The Financial Crime Risk Senior Investigator conducts end to end investigations of various higher complexity and sensitivity through analysis of evidence gathered for both internal and external investigations. Includes authority in applying reasonable grounds to suspect money laundering / terrorist financing, mitigating, and disrupting financial crime (recommending for demarket and / or freezing accounts by the appropriate investigative unit).

Depth & Scope :

• Investigate criminal cases ranging from simple to complex in nature
• Sound knowledge of Bank products, systems, policies and procedures
• Strong knowledge of criminal investigative techniques, related laws governing collection of evidence, court proceedings and financial / criminal trends
• Manages programs / projects / initiatives of low to moderate scope and complexity
• Expert level professional role requiring in-depth knowledge / expertise in own field of specialty and working knowledge of broader related areas
• Integrates the broader organizational context into advice and solutions within own area
• Understands the industry, competition and the factors that differentiate the organization
• Impacts a range of functional programs across own and related teams
• Interprets guidelines, standards, policies, and results of analysis to inform decision making at senior levels
• Builds stakeholder alignment in leading projects and activities
• Works independently as the senior technical lead and guides others within area of expertise
• Identifies and leads problem resolution for complex issues at all levels

Education & Experience :

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