Senior Underwriter

Senior Underwriter

Overview

A respected bank with a strong mission of giving back and deep roots in Madison is seeking a

Senior Underwriter

to join its team. This organization values collaboration across functions and prides itself on living and breathing the Madison community. This is an opportunity to work in a culture-driven environment that prioritizes service and integrity.

Key Responsibilities

Perform mortgage underwriting with a focus on accuracy and compliance.

Evaluate loan applications to ensure adherence to internal, investor, and regulatory guidelines.

Conduct financial analysis, reviewing employment, income, debts, and assets to determine borrower capacity.

Review all loan documentation for accuracy and completeness.

Calculate income, debt-to-income ratios, and loan-to-value ratios to ensure compliance with lending standards.

Assess property appraisals and valuations for compliance.

Ensure all loans meet company policies, investor guidelines, and regulatory requirements.

Qualifications

Proven mortgage underwriting experience required.

Strong knowledge of investor guidelines and regulatory compliance.

Ability to analyze financial data and make sound credit decisions.

Benefits

401(k) : 5% match.

PTO and sick time plus 10 company holidays.

Paid volunteer time off .

Why This Opportunity Stands Out

Join a community-focused organization that values giving back.

Work in a collaborative environment with strong cross-functional partnerships.

Enjoy competitive benefits and a culture that prioritizes work-life balance.