Senior Product Manager, Borrow

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role

SoFi is seeking a Senior Product Manager to lead critical initiatives within our Borrow business unit. In this role, you’ll define the product strategy, prioritize the most impactful opportunities, and deliver end-to-end solutions that simplify borrowing and help our members “get their money right” and achieve financial independence.

You’ll act like a founder, taking ownership, moving with urgency, and building for long-term impact. Whether optimizing application flows, reimagining how we surface borrowing options across the SoFi ecosystem, or launching new products to expand our addressable market, you’ll focus on the biggest levers for growth and member value. Success in this role requires strong product intuition, data fluency, deep customer empathy, and the ability to lead across engineering, design, risk, operations, and go-to-market teams.

What you’ll do

• Define and execute the vision, strategy, and roadmap for key areas within the Borrow business
• Build disruptive, scalable borrowing experiences in a customer-centric environment that improve member outcomes and drive measurable growth
• Act as a problem solver, working across functions to deeply understand pain points, analyze data, and rapidly test and iterate toward better solutions
• Own the product‑development lifecycle : from problem definition to delivery, instrumentation, and ongoing optimization
• Lead cross‑functional teams, including Engineering, Design, Risk, Marketing, Ops, and Compliance, to bring ideas to life
• Prioritize ruthlessly, maintain a high-quality backlog, and ensure timely execution in a fast-paced agile environment
• Communicate progress, insights, and decisions clearly to stakeholders and executive leadership
• Champion a customer‑first mindset, translating member feedback and behavior into product improvements that delight and retain members

What you’ll need

Nice to Have

Compensation and Benefits

Pay range : $144,000.00 - $247,500.00 (Annual).

This role is also eligible for a bonus, long‑term incentives, and competitive benefits.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!

Equal Employment Opportunity

SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and / or veteran status, or any other basis prohibited by applicable state or federal law.

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