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CREDit Ratings Analyst Intern - Structured Finance

CREDit Ratings Analyst Intern - Structured Finance

S&P GlobalNew York, NY, US
10 days ago
Job type
  • Full-time
Job description

CREDit Ratings Analyst Intern - Structured Finance

Join us at S&P Global Ratings, the world's leading provider of credit ratings. The opportunity provides the chance to embark on a dynamic 10-week summer training and development journey that begins in June 2026. Our program offers unparalleled opportunities for growth, learning, and collaboration.

S&P's Structured Finance (SF) division analyzes credit risk of debt instruments backed by an isolated pool of assets. The division is split into four main sectors, based off of the type of assets which back their respective debt-issuances : Asset-Backed Securities, Residential Mortgage Backed Securities, Commercial Mortgage Backed Securities, and Collateralized Loan Obligations. SF credit analysis is unique in that it is not focused upon the credit risk of a company with ongoing operations; instead, SF analysts generally rate to the cash flow and credit risk characteristics of the asset pool backing a set of securities, as well as the legal / structural risks relating to the structures which companies use to isolate these assets.

Responsibilities and Impact :

  • Learn and understand ratings criteria and methodology
  • Assist with preparing required documents for rating committee and issuer management meetings
  • Work with assigned summer intern project teams to successfully complete and present during mock ratings committee
  • Provide timely and accurate quarterly financial statistics and data analysis
  • Assist in reporting, research, presentations and modelling
  • Support the team on improvement in execution and ad-hoc writing projects.

Compensation / Benefits Information : (This section is only applicable to US candidates)

S&P Global states that the anticipated base salary range for this position is $25 to $35. Final base salary for this role will be based on the individual's geographic location, as well as experience level, skill set, training, licenses and certifications.

This role is not eligible for additional compensation such as an annual incentive bonus or sales commission plan.

What We're Looking For :

  • Fully matriculated students with anticipated undergraduate graduation date in Fall 2026 or Spring 2027
  • All majors welcome; Accounting, Business Administration, Economics, Engineering, Finance, Financial Engineering, Math, Public Policy, Quantitative Analysis, Data and Statistics majors preferred
  • Adept with Excel and other Microsoft Office products (Word, Outlook, PowerPoint).
  • Ability to conduct independent analysis and research, showing initiative and resourcefulness.
  • Strong relationship-building skills, emphasizing collaboration and effective communication with team members.
  • Strong storytelling skills, able to take complex data insights and turn them into engaging narratives that resonate with and inform our stakeholders
  • Demonstrated problem-solving, time-management, attention to detail, and organizational abilities.
  • A proactive mindset and adaptability, essential for thriving in a dynamic environment influenced by advancements in artificial intelligence and technology.
  • Utilize AI technologies to analyze large datasets and derive actionable insights, integrating them into existing analytical frameworks.
  • Additional Preferred Qualifications :

  • Background in engineering or related technical fields
  • Experience with programming languages such as Python, C++, R, VBA, and / or MATLAB, showcasing technical proficiency.
  • Familiarity with AI technologies or tools, including Machine Learning Algorithms, Natural Language Processing Tools, and / or Robotic Process Automation, reflecting a forward-thinking approach.
  • Right to Work Requirements :

    This role is limited to persons with indefinite right to work in the United States.

    All employees are required to work from the office a minimum of 2 days per week. We require all candidates who reach the final stage of our interview process to attend at least one in-person interview, which is ordinarily at your nearest S&P Global Ratings office. This must be completed before we can proceed to an offer.

    At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions.

    Progress is not a self-starter. It requires a catalyst to be set in motion. Information, imagination, people, technologythe right combination can unlock possibility and change the world. Our world is in transition and getting more complex by the day. We push past expected observations and seek out new levels of understanding so that we can help companies, governments and individuals make an impact on tomorrow. At S&P Global we transform data into Essential Intelligence, pinpointing risks and opening possibilities. We Accelerate Progress.

    We're more than 35,000 strong worldwideso we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all. From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We're committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. We're constantly seeking new solutions that have progress in mind. Join us and help create the critical insights that truly make a difference.

    Integrity, Discovery, Partnership. At S&P Global, we focus on Powering Global Markets. Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals.

    Benefits : We take care of you, so you can take care of business. We care about our people. That's why we provide everything youand your careerneed to thrive at S&P Global. Our benefits include :

  • Health & Wellness : Health care coverage designed for the mind and body.
  • Flexible Downtime : Generous time off helps keep you energized for your time on.
  • Continuous Learning : Access a wealth of resources to grow your career and learn valuable new skills.
  • Invest in Your Future : Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs.
  • Family Friendly Perks : It's not just about you. S&P Global has perks for your partners and little ones, too, with some best-in-class benefits for families.
  • Beyond the Basics : From retail discounts to referral incentive awardssmall perks can make a big difference.
  • At S&P Global, we are committed to fostering a connected and engaged workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and merit, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets.

    S&P Global has a Securities Disclosure and Trading Policy ("the Policy") that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy's requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy.

    If you receive an email from a spglobalind.com domain or any other regionally based domains, it is a scam and should be reported to reportfraud@spglobal.com. S&P Global never requires any candidate to pay money for job applications, interviews, offer letters, "pre-employment training" or for equipment / delivery of equipment. Stay informed and protect yourself from recruitment fraud by reviewing our guidelines, fraudulent domains, and how to report suspicious activity here.

    S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race / ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment.

    If you need an accommodation during the application process due to a disability, please send an email to EEO.Compliance@

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