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Loan Originator
Loan OriginatorCenter Street Lending • Irvine, CA, US
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Loan Originator

Loan Originator

Center Street Lending • Irvine, CA, US
15 hours ago
Job type
  • Full-time
Job description

Join to apply for the Loan Originator role at Center Street Lending

Center Street Lending provided pay range : This range is provided by Center Street Lending. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

Base pay range

$22.00 / hr - $24.04 / hr

Additional compensation types

Commission

Role overview

Loan Originator responsibilities include sourcing and origination of new loans, building client relationships, and supporting underwriting and closing processes within regulatory guidelines.

Key Responsibilities

  • Loan Origination : Source and originate new loans and relationships from initial inquiry to loan closing
  • Client Relationship Management : Develop and maintain strong relationships with borrowers, brokers, and other referral sources to generate business and maintain a steady pipeline of loan opportunities
  • Underwriting Support : Support underwriting teams with initial assessment of borrower risk by reviewing financial documents and evaluating collateral to determine loan terms and risk profiles
  • Loan Structuring and Negotiation : Work with clients to structure loan terms that meet their needs while aligning with lending criteria and profitability goals
  • Regulatory Compliance : Ensure all loans are originated in compliance with relevant regulations, including state and federal lending laws, and internal policies and procedures
  • Market Expertise : Stay informed about trends in private lending and real estate markets, competitive offerings, and local regulatory changes that may impact loan origination
  • Documentation and Closing Support : Guide clients through the loan application process, ensuring that all necessary documentation is completed and processed accurately and in a timely manner

The Ideal Candidate

  • Industry Knowledge : Strong understanding of private lending products, real estate financing, and the loan origination process
  • Proven Sales and Business Development Skills : Track record of sourcing, originating, and closing loans, with strong sales skills and relationship-building abilities
  • Strong Analytical and Underwriting Abilities : Ability to assess borrower creditworthiness, evaluate collateral, and conduct risk assessments
  • Customer-Centric Approach : Excellent communication and interpersonal skills to provide exceptional service to borrowers
  • Knowledge of Regulatory Requirements : Familiarity with lending regulations, compliance standards, and best practices (e.g., DRE, DFPI, RESPA, TILA)
  • Relationship Building and Networking : Ability to establish and maintain relationships with real estate agents, mortgage brokers, investors, and other professionals
  • Negotiation Skills : Skill in negotiating loan terms while maintaining lending standards
  • Detail-Oriented and Process-Driven : Manage all aspects of the origination process with accuracy and efficiency
  • Goal-Oriented and Self-Motivated : Results-driven, able to work independently or in a team in a fast-paced environment
  • Problem-Solving Skills : Ability to think critically and creatively to solve borrower needs

    • Compensation

  • Base Wage
  • Additional Compensation : 20-35% of Total Origination Fees Collected
  • Total Comp : Variable based on Total Funding Volume

    • Location

  • Remote / Hybrid / In-office
  • Irvine, CA

    • Experience and Qualifications

  • Private Lending Origination Experience required
  • Bachelor's Degree preferred

    • Platforms

  • Encompass
  • LOS
  • Web based Phone System
  • Microsoft Office Suite
  • Paid time off
  • 401k plan
  • Company Events
  • Health insurance
  • Vision
  • Company Offsite Events 2+ Times a Year

    • Note : Additional boilerplate and unrelated sections have been removed to preserve focus on responsibilities and qualifications.

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    Loan Originator • Irvine, CA, US