Job Description
Job Description
Position Summary : This position is responsible for the daily functions related to the collecting of customer loan installments. Specific duties may include contacting customers and customer references, preparing collection notices, processing repossessions and legal administration. This individual is responsible for performing miscellaneous duties related to branch collections and administration. This individual will perform all duties in accordance with NSA policies and procedures and all state and federal regulations.
Essential Duties (including, but not limited to) :
Collections
- Maintain monthly potential delinquencies under 19%
- Maintain monthly 30+ delinquencies under 0.5%
- Maintain Repo percentage under 1%
- Perform & maintain record of daily collection calls
- Reset collection ques
- Request, print & mail collection notices
- Assign accounts out for repossession
- Process & Advertise repossessions
- Upload Repossessions to E-Oscar
- Process Bankruptcies
- Process NSF verifications, collections & notifications
- Perform skip tracing
- Prepare court documentation & attend court
- GPS procedures & documentation
- GPS tracking
- Acquire current insurance for repossession vendors
- Accurately notate accounts
General Office
Answer, screen and relay incoming and outgoing telephone calls in a pleasant, courteous mannerEffectively communicate in formal and informal situations, conveying thoughts clearly and sharing complete and accurate information in a professional and respectful mannerCheck email / voicemail, respond or forward communication as applicablePerform File MaintenanceAdd new documentation to files as needed in various filing systems (electronic and hard copy-file cabinets), and create new file folders as necessary
Eliminate outdated or unnecessary materials, destroying them or transferring them to inactive storage according to file maintenance guidelines and / or legal requirementsSort or classify information according to guidelines such as content, purpose, user criteria, or chronological, alphabetical, or numerical orderMaintain cleanliness and organization in work space and common areasPerform general office duties such as typing, operating office machines, and sorting and distributing incoming mailPerform various Company errands as needed (for example : post office, deposit delivery)Prepare list of needed office and contract supplies (sales, consumer, warranty, GAP, Life / A&H, CPP; send to Home Office)Non-Essential Duties (including, but not limited to) :
Other duties as requested / assignedSkills and qualifications
Minimum of one year in an office setting or completed degree in higher educationProfessional experience in field of customer servicePossess excellent verbal and written communication skills; ability to communicate effectively with othersPossess excellent interpersonal and customer interaction skillsAbility to manage multiple tasks with competing prioritiesFamiliar with a variety of the field’s concepts, practices, and procedures.Demonstrate good leadership and diplomacy skillsTeam player, willingness to and be adaptable in challenging situationsAbility to demonstrate competent computer skills.Bilingual communications (if fluent in other than English languages)