Senior Lead ABL Underwriter

Senior Lead Secured Lending Underwriter

Wells Fargo is seeking a Senior Lead Secured Lending Underwriter for the Channel Finance division. Wells Fargo Channel Finance provides asset based working capital lines of credit and accounts receivable purchase facilities to technology companies across the globe with credit facilities ranging from $500M to $2.5Bn. The underwriter is expected to work closely with Senior Management, Relationship Management and Business Development to maintain and grow a portfolio of new and existing client relationships. This individual will be responsible for independently underwriting and closing a variety of transactions ranging in complexity.

Responsibilities

Lead deal teams by coordinating with Originations, Relationship Management, Credit, and Product Partners to underwrite, document, and close new and existing senior secured asset-based loans or unsecured A / R purchase facilities for public and private companies, including sponsor-owned, ranging in size from $5MM to $1Bn.

Analyze and understand collateral, historical and projected financial statements, cash flows, liquidity, relevant valuation metrics, and market significance.

Coordinate and drive the scope of due diligence including collateral focused field examinations; inventory appraisals; quality of earnings review; and background investigations.

Develop and maintain a positive relationship with prospective clients throughout the customer lifecycle.

Organize diligence meetings to assess the quality and strength of management and develop a deeper understanding of the borrower's business, financial profile, and industry position.

Identify critical transactional and structural risks, complete in-depth diligence on critical focus areas, and propose situation appropriate mitigants or structuring alternatives.

Complete comprehensive credit approval and funding memos.

Present underwritten transactions to credit and senior management in a clear and concise manner with well-reasoned support.

Expertly structure loans and negotiate legal documents to ensure the transaction is appropriately documented in accordance with credit approval.

Manage client and internal constituents expectations throughout the approval and loan closing process through frequent and effective communication.

Accurately complete all compliance requirements including leverage lending, high risk borrowers, exception tracking, risk ratings, and financial crimes.

Oversee seamless onboarding of new clients in coordination with Relationship Management.

Actively engage on special projects, and as a mentor to junior team members.

Qualifications

Required Qualifications :

• 7+ years of Secured Lending Underwriting experience, or equivalent experience demonstrated through one or a combination of the following : work experience, training, military experience, education.

Desired Qualifications :

Job Expectations

Travel : 10% of the time.

This position offers a hybrid work schedule.

Willingness to work on-site at stated location on the job opening.

Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired.

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.

$159,000.00 - $279,000.00

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits including :

Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.

Equal Opportunity Employer

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Job Posting

Posting End Date : 31 Dec 2025. Job posting may come down early due to volume of applicants.

Req Number : R-507264