About the job Engagement Manager - Credit Risk Strategy
- Position : Engagement Manager - Credit Risk Strategy
- Experience : 8+ years of banking / fintech experience within credit risk strategy domain
- Team Management : Yes; will be managing offshore team
- Location : San Francisco (2-3 days / week in-office)
- Compensation : Excellent base + 15% variable bonus
Role and Responsibilities :
As the Risk Strategy and Pricing Engagement Manager, you will play a pivotal role in analyzing and designing credit risk and pricing strategies for Fintech clients. This position requires extensive experience in the lending industry, along with a profound understanding of various business functions such as Credit Risk, Product, and Analytics. A significant plus would be having experience working with Auto lending / personal loans and devising credit and pricing policies for unsecured portfolios. Your problem-solving skills, product sense, and ability to work effectively cross-functionally will be key to your success.
Serve as main client contact, engaging with C-level executives.Track volume / funnel trends to refine pricing and impact RoEs.Assess credit performance and recommend policy improvements.Monitor market changes on third-party channels for senior management decisions.Manage specific origination channels : oversee credit policies, conduct tests, and adjust pricing.Align and work with stakeholders across the organization.Lead and plan analytical projects with offshore teams for smooth execution.Candidate Profile :
7+ years of experience in Credit risk strategy, along with in consulting, solution design and client managementSQL; Python good to haveCredit policy optimization and credit strategy experienceUnsecured lending expertise (Acquisitions / Underwriting)Excellent communication, presentation and story building skills in a consulting setupMaster's degree in economics, mathematics, computer science / engineering, operations research or related analytics areas; candidates with BA / BS degrees in the same fields from the top tier academic institutions are also welcome to applyDemonstrable leadership ability, superior problem solving and people management skills