Commercial Banker

Commercial Banker

Forever strong. What sets First Citizens apart? Strong leadership, enduring values and a commitment to helping people and businesses prosper.

As a commercial banker at First Citizens Bank you will carry on our tradition of developing and expanding relationships with business owners in your community to help them meet their financial goals.

Commercial bankers develop and maintain an active prospect list, customer outreach plan and quality referral sources for companies, on average, over $10MM in annual revenues. They are the primary contact for borrowing needs and provide subject matter expertise for deposit and cash flow management. Commercial bankers work with various internal partners to build and manage full banking relationships.

This position may be filled as a commercial banker I or II based on the skills and experience of the selected candidate.

Responsibilities

In this role you will get to:

• Make an impact by contributing to the growth of the bank through business loans, deposits and fee income.
• Leverage your network to engage with local business owners and companies to develop business lending opportunities.
• Represent the bank in the community by attending and participating in civic, community and networking events.
• Engage in an efficient loan approval process with open communication and exposure to credit partners.
• Be part of a collaborative team with various bank partners to support and deepen the full client relationship.

Qualifications

Bachelor's degree with a minimum of 6 years experience in business or commercial lending, credit or business development.

-Or-

High school diploma or GED with a minimum of 10 years experience in business or commercial lending, credit or business development.

Additional requirements:

Business development experience

Financial analysis and credit underwriting skills

Knowledge of commercial lending, deposit and cash management solutions

Ability to provide financial guidance and expertise

Sales planning and forecasting experience

Preferred qualifications:

Established COI's and referral sources