Senior Underwriter, Private Non-Profit, Financial Lines

Senior Underwriter, Private Non-Profit, Financial Lines

Join us to play a highly influential role in protecting our clients and growing our business. Underwriting AIG Underwriting teams help to find insurance solutions in areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber, and Multinational Clients. We are reimagining how we help customers to manage risk, transforming our operating model and reshaping our role responsibilities and career pathways. The goal is to unlock the full potential in each colleague empowering our people to grow as insurance professionals and add more value to our customers and AIG.

We have an exciting opportunity for an Senior Underwriter on our Private Non-Profit, Financial Lines team. This role underwrites Financial Lines Private Non-Profit Company products which are typically complex risks of larger accounts. Responsibilities include : rapidly evaluating, prioritizing and selecting submissions to be underwritten; demonstrating advanced technical underwriting skills through strategic, thorough account reviews and file documentation; using all appropriate underwriting tools, disciplines and knowledge of strategies to ensure underwriting guidelines are followed; rendering alternative outcomes for more difficult situations and making real-time decisions in a fast-paced environment characterized by ambiguity and change; understanding loss trends, loss triangles, and ratemaking; assisting with overseeing territorial books of business both through the use of various daily reports and constant monitoring of adherence to underwriting requirements and guidelines; keeping abreast of developments in assigned territories to determine their effect on current accounts and potential new business opportunities; collaborating with Distribution, Territory Managers, and other line(s) of business underwriters to target desirable accounts and cross selling opportunities from brokers; assisting regional manager and product leaders in further developing existing broker relations as well as establish new relationships to attract business opportunities; working with management, the Insured, its broker and outside counsel on contract terms and conditions, as well as pricing, terms & conditions, and deal structure on a portfolio of mostly complex risks; participating in special underwriting projects as needed; providing training and assistance to less experienced underwriters to better enable them to execute on strategies; representing AIG at client and broker functions without supervision as necessary / appropriate; and providing superior customer service to brokers and clients.

What you'll need to succeed includes minimum 5-7 years of relevant professional experience. Commercial Insurance Company, Agency or Brokerage experience preferred. Advanced knowledge of the US Financial Lines business (D&O, EPL, PTL, Cyber, Fidelity) including product features, forms, regulatory environment, and risks etc. Strong ability to identify, analyze and solve problems as well as the ability to learn rapidly, adapt quickly to change, exercise influence, and prioritize and manage multiple concurrent projects. Ability to exercise judgment, negotiate and make sound business decisions effectively based on level of authority. Demonstrated sales, marketing, and relationship building experience. Very strong verbal and written communication skills. Ability to work in dynamic, rapidly changing environment, adapting to changing requirements and collaborating with a wide range of colleagues to quickly deliver solutions. Comfort with analytical tools and technology.