Credit Analyst (Asset Quality)

First Foundation Inc. • Irvine, CA, US

15 hours ago

Job type

Part-time

Job description

Overview

Credit Analyst (Asset Quality) role at First Foundation Inc.

Summary : This position performs ongoing Asset Quality Review functions for Multifamily and Non-Owner Occupied Commercial Real Estate portfolios.

Responsibilities

Understands and complies with the requirements of all laws and regulations applicable to the position
Understands and complies with the requirements of the Bank's Credit Policy
Assist in the periodic collection and filing of operating statements, lease summaries, and sponsor financial information of the existing Commercial Real Estate Portfolio
Analyze various types of financial information (e.g. financial statements, tax returns, etc.) provided by borrowers and use this information to complete AQR loan reviews and present results of the analysis to the Asset Quality Review Manager
Understand and can conclude appropriate risk-rating grades of credits within the Bank's Credit Policy
Perform other duties as assigned

Salary and Location

Geographic Location : Irvine, CA

Irvine, CA : $70,000 - $86,000 (Annually)

Note : Salary ranges represent the company's good faith minimum and maximum range at the time of posting and may vary based on qualifications, skills, experience, and location.

Qualifications

Education and / or Experience :

Minimum of 3 - 5 years previous experience as a bank credit analyst or related bank credit experience preferred

Multifamily loan analyses experience preferred

Strong understanding of accounting principles and loan structure required

Skills :

PC proficiency in Microsoft Word and Excel

Highly organized and flexible

Excellent verbal / written communication skills with the ability to effectively communicate with all levels of personnel. Self-motivated, detail-oriented team player

Ability to work under pressure and within prescribed deadlines

Strong knowledge of business English, spelling, and punctuation

Organized, independent, and self-motivated with a team player attitude

Present a professional image in dealing with customers, interdepartmental and external representatives

Physical Demands

The physical demands described here represent those that an employee must meet to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

While performing the duties of this job, the employee is regularly required to sit; use hands and fingers, handle, or feel; and talk or hear. The employee frequently is required to stand, walk, and reach with hands and arms. The employee is occasionally required to stoop or kneel. The employee must occasionally lift and / or move up to 10 pounds (loan files). Specific vision abilities required by this job include close vision, distance vision, peripheral vision, and the ability to adjust focus (heavy use of a computer terminal).

EEO Statement

First Foundation is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with a disability, sexual orientation, gender identity, or any other characteristic protected by law.

Seniority level

Associate

Employment type

Part-time

Job function

Finance and Sales

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Credit Analyst • Irvine, CA, US