Financial Advisor

Financial Advisor

NASA Federal Credit Union is looking for a Financial Advisor who provides professional advisory services to Retail and Business clients. Prepares and delivers comprehensive financial plans that may include portfolio reviews, analysis and assessments, pre/post retirement planning, asset allocations strategies, and account management. Enhances and expands the overall penetration and participation levels of the current investment program and ensures on-going quality service to existing member/clients.

Essential Duties And Responsibilities Include The Following With Other Duties As Assigned

• Remains cognizant of and adheres to Credit Union policies and procedures, and regulations pertaining to the Bank Secrecy Act.
• Identifies potential clients using advertising campaigns, mailing lists, referral sources, and personal contacts.
• Solicits business from prospects by pro-actively communicating available services.
• Profiles clients to determine current investment objectives, while addressing overall financial goals.
• Provides clients with information and advice on a range of offerings to include Mutual Funds, Annuities, Advisory accounts, Life Insurance, and other broker/dealer approved financial products/services.
• Opens and services new accounts while finalizing completed sales and routing documents for processing.
• Reviews status reports and performs calculations to monitor client accounts and verify transactions.
• Develops and implements financial plans using available software.
• Processes incoming client mail, paperwork, and all other necessary aspects of account servicing.
• Interfaces with mutual fund companies, insurance companies, clearinghouses, and the Broker/Dealer in efficiently meeting member/client service needs while keeping current on product offerings and regulatory changes.
• Listens empathetically to clients and gathers facts, analyzes total needs, and makes responsible recommendations.
• Builds long-term financial advisory relationships with clients.
• Manages incoming referrals from assigned branches and surrounding territories.
• Maintains member/client files and records in accordance with regulatory and firm requirements.
• Conducts offline or online research to resolve member/client problems.
• Sets and keeps consistent office hours.

Education And Experience

• Two plus years of relevant experience and/or training in sales of investment products (ideally in a bank/credit union environment).
• College Degree preferred.
• Proven track record of performance requiring minimum supervision.
• Licensing required:
• Series 7, and combination of 63, 65, or 66 required.
• Life & Health Insurance License required (or the ability to obtain within 90 days of hire)
• Valid driver's license is required.
• CFP Designation preferred.

Our Generous Benefit Package Includes:

• $45,000 Base Salary + Commission

• Unlimited commissions in addition to monthly salary
• Commissions based on new assets and existing book of business ($20 Million AUM)
• Referrals from frontline staff and access to member data
• Tiered commission payout rates based on monthly production
• Emerging technology
• Continuing education committed to ensuring personal growth and staying ahead of market trends

• 401(k) with employer match up to 6% and immediate 100% vesting
• Gain Sharing Bonus (eligibility rules apply)*Health Insurance (Choice of two nationwide PPO plans)
• High-Deductible Plan: 100% employer contribution toward premium. (HSA and FSA compatible)+*
• Low-Deductible Plan: Generous employer contribution toward premium. (FSA compatible)+
• Dental Insurance: Generous employer contribution toward premium (HSA and FSA compatible)+
• Vision Insurance: Generous employer contribution toward premium (HSA and FSA compatible)+
• Long-term Disability Insurance+*
• Flexible Spending Medical Account (FSA)+
• Flexible Spending Dependent Care Account+
• Health Savings Account (HSA)+
• Voluntary Supplemental Employee and Dependent Life Insurance+
• Voluntary Short-term Disability Insurance+
• Remote or Remote / Hybrid work options based on position
• Life Insurance/AD&D+*
• Vacation Leave (excluding Outside Loan Officers)
• Sick and Safe Leave
• 11 Paid Holidays
• Education Assistance
• Employee Referral Bonus*
• Credit Union Membership Eligible
• Employee Assistance Program+*
• Identity Theft Protection (Additional premiums to add family members)+*
• Pet Insurance
• Employee Discount Program
• Remote or Remote / Hybrid work options based on position