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Sr. Credit Risk Analyst - Commercial Bank

Sr. Credit Risk Analyst - Commercial Bank

KeyCorpCape Coral, FL, US
2 days ago
Job type
  • Full-time
Job description

Sr. Risk Analyst

The Sr. Risk Analyst is part of the First Line Credit Risk team within the Commercial Bank, responsible for managing and executing credit risk governance, supporting strategy initiatives, and enabling sound, fast-paced business growth. This role involves developing and implementing risk frameworks, maintaining oversight and reporting, and understanding regulatory and industry impacts. The ideal candidate will influence stakeholders, build insightful reporting, and collaborate across teams to enhance portfolio analytics and risk management.

Essential Functions

  • Support and enhance credit risk governance through reporting, KPIs, benchmarking, and performance monitoring
  • Conduct high-risk client reviews and participate in cross-functional product and risk forums
  • Manage credit, operational, and AML / compliance risk across product and client portfolios
  • Develop and deliver training to promote enterprise risk awareness and escalation processes
  • Collaborate with internal and external partners to refine credit risk strategies
  • Create scorecards and ongoing portfolio reporting
  • Conduct industry research and support lending strategy through analytics
  • Build understanding of credit risk frameworks across the Commercial Bank

Education

  • Bachelor's degree in Finance, Economics, Accounting, Data Sciences, Business Analytics, Information Systems, or Mathematics.
  • Work Experience

  • Minimum 2 years of experience in business analytics, financial modeling, strategy, or consulting.
  • Certifications & Licenses

  • Preferred : Risk certifications such as CAMS (Certified Anti-Money Laundering Specialist)
  • Skills

  • Credit Risk Expertise Understanding of credit, operational, and compliance risk
  • Data Analysis Proficient in Excel, Tableau, and data visualization
  • Strategic Thinking Strong analytical and problem-solving skills
  • Effective Communication Clear and concise in presentations and reporting
  • Project Management Experience managing risk-related initiatives
  • Collaboration Builds strong relationships across teams
  • Regulatory Awareness Knowledge of industry standards and compliance
  • Tech Proficiency Skilled in SharePoint, Salesforce, and nCino
  • Adaptability Quick learner with curiosity and flexibility
  • Detail-Oriented High accuracy, quality, and execution speed
  • Physical Demands

  • General office environment : Prolonged sitting, ability to communicate face-to-face in person or on the phone with teammates and clients, frequent use of PC / laptop, occasional lifting / pushing / pulling of backpacks, computer bags up to 10 lbs.
  • Travel / Driving Requirements

  • Travel and driving requirements not specified; assumed minimal or as needed for business purposes.
  • This position is eligible to earn a base salary in the range of $90,000 to $100,000 annually depending on location and job-related factors such as level of experience. Compensation for this role also includes eligibility for short-term incentive compensation and deferred incentive compensation subject to individual and company performance.

    KeyCorp is an Equal Opportunity Employer committed to sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or veteran status.

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    Credit Risk Analyst • Cape Coral, FL, US

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