Senior Portfolio Manager

Portfolio Manager

The Portfolio Manager is responsible for proactively managing portfolios by identifying trends and alerting management to changes in portfolio conditions. Partners with Relationship Managers to manage credit proposals and renewals; independently prioritizes requests, identifies risk and risk ratings, recommends and evaluates credit structure, and prepares proposals. Contributes to the development of profitable long-term credits.

Essential duties and responsibilities include :

• Primarily responsible for underwriting and servicing of commercial loan portfolios
• Proactively identifies credit weaknesses / trends and alerts management to deterioration
• Collaborates with RM to prioritize new credit requests, renewals, and reviews
• Provides risk ratings and recommends appropriate credit structure
• Identifies policy exceptions
• Prepares approval, commitment, proposal document, and participates in documentation process including the identification of covenants and other key provisions
• Participates in customer meetings to discuss alternative credit structures and to clarify any questions
• Also interacts with clients during due diligence and finalizing credit package
• Serves as a secondary customer contact to the Relationship Manager

Supervisory responsibilities include :

Qualifications :

First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities, and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services.

Benefit highlights include :