Underwriter

Underwriter

If you're looking for the stability of a profitable, growing company with the entrepreneurial spirit of a startup, we're hiring. SageSure, a leader in catastrophe-exposed property insurance, is seeking a Underwriter. We are seeking a detail-oriented and analytical Homeowners Underwriter to evaluate risks, assess policy applications, and make sound underwriting decisions for homeowners insurance. The successful candidate will ensure that policies are issued within company guidelines while maintaining profitability and compliance standards.

What you'd be doing:

• Review and analyze new and renewal applications for homeowners insurance coverage.
• Evaluate risk characteristics of individuals and properties using internal guidelines, inspection reports, and external data sources (e.g., CLUE, ISO, property inspections).
• Determine appropriate coverage limits, premium levels, and policy terms based on risk assessment.
• Approve, modify, or decline insurance applications in accordance with company underwriting guidelines and state regulations.
• Collaborate with agents and brokers to obtain necessary information, explain underwriting decisions, and develop strong working relationships.
• Maintain accurate documentation of underwriting decisions and correspondence in the policy management system.
• Stay current on industry trends, regulatory changes, and competitor practices to ensure underwriting practices remain competitive and compliant.
• Participate in training and development activities to continually improve underwriting knowledge and skills.

We're looking for someone who has:

• Bachelor's degree in business, finance, insurance, or a related field (preferred).
• 25 years of personal lines insurance underwriting experience, preferably in homeowners insurance.

Highly preferred candidates also have:

• Industry certifications (e.g., CPCU, AINS, AU) are a plus.
• Strong analytical and decision-making abilities.
• Excellent communication and interpersonal skills.
• Attention to detail with a focus on accuracy and risk assessment.
• Ability to manage workload effectively and meet deadlines in a fast-paced environment.
• Proficient in Microsoft Office and underwriting tools.