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Risk Pricing Manager
Risk Pricing ManagerKafene • Wilmington, Delaware, USA
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Risk Pricing Manager

Risk Pricing Manager

Kafene • Wilmington, Delaware, USA
29 days ago
Job type
  • Full-time
Job description

Kafene is revolutionizing the lease-to-own space. Were the point-of-sale powerhouse making flexible lease-to-own accessible to everyoneprime and non-prime customers alike. Our secret weapon Cutting-edge AI and machine learning that analyzes 20000 data inputs in real-time empowering retailers across furniture appliances electronics tires and durable goods to say yes to more customers.

The numbers tell our story : over $400 million in sales and counting. But were just getting started.

Our 150-person team spans NYC headquarters Wilmington and remote talent across the nationall united by a culture that thrives on collaboration innovation and genuine support. We dont just talk about great workplace culture; we deliver why Built In named us a Startup to Watch and Forbes recognized us as one of the Best Startup Employers .

Ready to be part of the fintech revolution Join us.

Role The Risk Pricing Strategy Manager / Senior Manager is responsible for developing and executing data-driven pricing strategies that optimize profitability for Kafenes lease-to-own product. This highly visible individual contributor role partners with the engineering sales analytics operations and finance teams to ensure pricing decisions align with business objectives and risk appetite. The role combines advanced analytics business insights and risk management knowledge to drive portfolio performance profitability and strong retailer partnerships.

What Youll Do :

  • Analyze portfolio performance and historical data to identify opportunities for pricing optimization
  • Propose pricing tests and collaborate cross-functionally to drive testing agenda
  • Partner with stakeholders across the company to ensure smooth deployment of pricing changes with our partners
  • Develop a pricing optimization framework conduct sensitivity analyses and pricing simulations to understand the impact of pricing changes on key business metrics
  • Build and maintain reports to monitor portfolio performance market trends competitor pricing and stakeholder feedback to ensure our competitiveness
  • Present actionable insights and recommendations to senior leadership in a clear and data-driven manner
  • Work with partners to enhance data collection and pricing engine to ensure its stability and flexibility

Who You Are :

  • Bachelors degree in Mathematics Statistics Data Science Economics or related STEM field
  • 2 years of experience in pricing risk or credit strategy within lending LTO or similarly dynamic industries with surge or complex pricing structures
  • Strong analytical and quantitative skills with hands-on experience in SQL Python Excel and Visualization tools (Sigma Tableau etc.)
  • Demonstrated experience developing or maintaining pricing models and risk segmentation frameworks
  • Ability to translate complex data into actionable business recommendations
  • Familiarity with decision-tree analysis tools such as Knowledge Seeker
  • Proficiency in other analytical / programming languages is a plus
  • Ability to collaborate across cross-functional teams with strong communication skills
  • Strong sense of ownership and accountability with attention to detail and accuracy
  • Compensation and Benefits :

  • Base Salary : Earn a competitive salary of $120-160K
  • Healthcare : We prioritize your well-being by covering 80% of medical dental and vision insurance costs including coverage for your spouse children and other dependents.
  • Retirement Benefits : Begin planning for your future from day one with our 401k plan.
  • Paid Time Off : We understand the importance of work-life balance. Thats why we offer flexible paid time off days starting from day one of your employment.
  • Were building a team as diverse as the customers we serve. Kafene is proud to be an equal-opportunity employer and we mean it. We welcome qualified applicants of every race color religion sex sexual orientation gender identity national origin disability status veteran status and all other legally protected characteristics.

    Need accommodation during the application process Weve got you. If youre applying for a U.S. position and require reasonable accommodation at any stage reach out to emailprotected with details about your request and contact information. Were here to help make the process work for you.

    Note : This email address is specifically for accommodation requests and will only respond to those inquiries.

    Required Experience :

    Manager

    Key Skills

    Arm,Risk Management,Financial Services,Cybersecurity,COSO,PCI,Root cause Analysis,COBIT,NIST Standards,SOX,Information Security,RMF

    Employment Type : Full-Time

    Experience : years

    Vacancy : 1

    Monthly Salary Salary : 120 - 160

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    Pricing Manager • Wilmington, Delaware, USA

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