Lead, Product Compliance

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Lead, Product Compliance

role at

Chime .

About The Role

We’re hiring a

Lead, Product Compliance

to provide high‑impact compliance advisory support for Chime’s products, including SpotMe & MyPay, which are core features that help millions of members manage liquidity and avoid traditional overdraft fees. This role is ideal for a strategic thinker who thrives in ambiguity and enjoys partnering with Product, Engineering, Risk, and Operations to shape experiences that are compliant, scalable, and member‑centric.

The base salary offered for this role and level of experience will begin at $130,050.00 and up to $180,600.00. Full‑time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

What You’ll Do

Serve as the lead compliance advisor for products like SpotMe or MyPay, providing guidance from ideation through implementation for new features, enhancements, and scaling efforts.

Partner closely with Product, Engineering, Risk, Operations, and external partners to ensure that member experiences are frictionless yet compliant.

Interpret and apply regulations including Reg E, UDAAP, Reg Z (as applicable), and other relevant laws to Chime’s product builds.

Develop clear, actionable compliance requirements for product teams, helping to reduce ambiguity and accelerate delivery.

Support controls design, documentation, and internal review processes to align with Chime’s CMS and regulatory expectations.

Represent Product Compliance in discussions with bank partners, Legal, and Risk functions, advocating for compliant innovation.

What You Bring

7+ years of experience in product advisory compliance, ideally in fintech, consumer banking, or payments.

Deep working knowledge of Reg E, UDAAP, (Reg Z for MyPay) overdraft guidance, and other consumer protection rules and regulations.

Experience advising on products with real‑time transaction behavior, balance management, or credit overlays is a strong plus.

Ability to distill complex regulations into practical guidance for product and engineering teams.

Proven ability to execute independently in fast‑paced, cross‑functional environments.

Excellent verbal and written communication skills, with the ability to influence without authority.

What We Offer

Work‑from‑office policy with four days a week in the office and Fridays from home for those near one of our offices; fully remote program available.

In‑office perks including backup child, elder, and / or pet care, plus a subsidized commuter benefit.

Competitive salary based on experience.

✨ 401(k) match and great medical, dental, vision, life, and disability benefits.

Generous vacation policy and company‑wide Chime Days, bonus company‑wide paid days off.

1% of your time off to support local community organizations of your choice.

Annual wellness stipend for eligible wellness‑related expenses.

Up to 24 weeks of paid parental leave for birthing parents and 12 weeks for non‑birthing parents.

Access to Maven, a family‑planning tool, with $15k lifetime reimbursement for egg‑freezing, fertility treatments, adoption, and more.

In‑person and virtual events to connect with fellow Chimers – cooking classes, guided meditations, music festivals, mixology classes, paint nights, snack boxes, etc.

A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress.

Equal Opportunity Statement

Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, ancestry, religion, sex, gender identity, sexual orientation, age, marital status, disability, or any other legally protected basis. We also consider qualified applicants with criminal histories in a manner consistent with state and local laws. If you have a disability or special need that requires accommodation during any stage of the application process, please contact benefits@chime.com.

To learn more about how Chime collects and uses your personal information during the application process, please see the Chime Applicant Privacy Notice.

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