Talent.com
Mortgage Loan Originator
Mortgage Loan OriginatorU.S. Bancorp • Charlotte, NC, US
No longer accepting applications
Mortgage Loan Originator

Mortgage Loan Originator

U.S. Bancorp • Charlotte, NC, US
27 days ago
Job type
  • Full-time
Job description

Job Description

Originates mortgage loans in an assigned metropolitan territory. Takes applications, conducts preliminary underwriting reviews, submits loan applications to processing and underwriting for approval. Follows-up to ensure that documents required for processing, underwriting, and closing are secured in a timely manner from appropriate sources. Incumbents are customarily and regularly engaged in making and soliciting loan sales and conducting sales-related activities away from U.S. Bank locations. This position requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z. You will be subject to the required registration process, which includes a criminal background and credit check. Failure to meet or maintain any of the NMLS registration requirements, including maintaining a satisfactory criminal and credit record, may result in a rescission of your offer or termination of employment.

Basic Qualifications :

  • High school diploma or equivalent
  • Typically at least one year of mortgage, sales, real estate, or banking experience
  • Ability to travel

Preferred Skills / Experience :

  • Well-developed sales ability
  • Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies
  • Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors
  • Basic knowledge of local, state and national laws (e.g. zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.)
  • Ability to work independently
  • Ability to analyze financial information
  • Effective verbal and written communication skills
  • Established referral base within assigned market preferred
  • 2 years of mortgage loan origination experience with proven results
  • Benefits :

  • Healthcare (medical, dental, vision)
  • Basic term and optional term life insurance
  • Short-term and long-term disability
  • Pregnancy disability and parental leave
  • 401(k) and employer-funded retirement plan
  • Paid vacation (from two to five weeks depending on salary grade and tenure)
  • Up to 11 paid holiday opportunities
  • Adoption assistance
  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
  • U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

    Create a job alert for this search

    Mortgage Loan Originator • Charlotte, NC, US

    Related jobs
    Mortgage Loan Originator - Charlotte

    Mortgage Loan Originator - Charlotte

    Fifth Third Bancorp • Charlotte, NC, US
    Full-time
    Mortgage Loan Originator - Charlotte.Make banking a Fifth Third better.We connect great people to great opportunities.Are you ready to take the next step? Discover a career in banking at Fifth Thir...Show more
    Last updated: 30+ days ago • Promoted
    Mortgage Loan Post Closer

    Mortgage Loan Post Closer

    Jobot • Charlotte, NC, United States
    Permanent
    We have been helping families build their dream homes for over 70 years!.We are one of the Top 5 builders in the nation with over 500,000 homes built and sold across the country.Competitive comp st...Show more
    Last updated: 26 days ago • Promoted
    Mortgage Banking Consultant

    Mortgage Banking Consultant

    First National Bank • Charlotte, NC, United States
    Full-time
    Primary Office Location : 6201 Fairview Road.Make a difference - for us and for your future.This position is primarily responsible for originating residential mortgage loans through internal and exte...Show more
    Last updated: 8 days ago • Promoted
    Bank Float Sales & Service Representative (Float Teller)

    Bank Float Sales & Service Representative (Float Teller)

    First Citizens Bank • Fort Mill, SC, US
    Full-time
    Are you a people person? Be a First Citizens person.Join our branch team and make a difference.The Sales and Service Representative is responsible for processing transactions and other customer ser...Show more
    Last updated: 16 days ago • Promoted
    CDL-A Lease Purchase Driver - No Experience Req - Earn Up to $200K / Yr

    CDL-A Lease Purchase Driver - No Experience Req - Earn Up to $200K / Yr

    Western Express • Rock Hill, SC, US
    Full-time
    Western Express is Now Seeking Lease Purchase Drivers!.No Money Down, No Interest, No Balloon Payment, No Credit Check.STEP ONE : Request info by submitting this form. STEP TWO : Complete the Western ...Show more
    Last updated: 12 days ago • Promoted
    Reverse Mortgage Originator Development Program

    Reverse Mortgage Originator Development Program

    Mutual of Omaha Mortgage • Charlotte, NC, US
    Full-time
    Quick Apply
    This is a great opportunity to launch your career into the reverse mortgage industry with our 12-month development program. Come join the winning team, with over 100 years of success and stability.W...Show more
    Last updated: 30+ days ago
    Intern Finance Treasury, Year-Round

    Intern Finance Treasury, Year-Round

    Continental • Fort Mill, South Carolina, USA
    Full-time
    The responsibilities of the Finance / Treasury Intern will consist of but not limited to the following : .Treasury inbox and responses back to banking partner and internal business partner inquires.P...Show more
    Last updated: 16 days ago • Promoted
    Relationship Manager

    Relationship Manager

    ComForCare • Fort Mill, SC, US
    Full-time
    Join Our Team At ComForCare Home Care.At ComForCare Home Care, we value our employees like family.We celebrate success and have fun. Our focus is to help our clients and employees live their best li...Show more
    Last updated: 30+ days ago • Promoted
    Mortgage Loan Officer

    Mortgage Loan Officer

    First Horizon Bank • Charlotte, NC, US
    Full-time
    On site at location listed in job posting.Do you want to help people in one of the biggest purchases of their lives? Being a mortgage loan officer is a meaningful role for you to assist both first-...Show more
    Last updated: 30+ days ago • Promoted
    Mortgage Loan Originator

    Mortgage Loan Originator

    Charlotte Staffing • Charlotte, NC, US
    Full-time
    Bank, we're on a journey to do our best.Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.We b...Show more
    Last updated: 20 days ago • Promoted
    Credit Analyst

    Credit Analyst

    Atlas Copco • Rock Hill, SC, United States
    Full-time
    Typical work activities may include but are not limited to : .Responsibility to maintain stability and turnover of assigned Accounts Receivable portfolio via collection efforts and other appropriate ...Show more
    Last updated: 8 days ago • Promoted
    Senior Commercial Mortgage Loan Administration Specialist-CRE

    Senior Commercial Mortgage Loan Administration Specialist-CRE

    North Carolina Staffing • Charlotte, NC, US
    Full-time
    Senior Commercial Mortgage Loan Administration Specialist.Wells Fargo is seeking a Senior Commercial Mortgage Loan Administration Specialist within Commercial Real Estate (CRE).This role will suppo...Show more
    Last updated: 5 hours ago • Promoted • New!
    Personal Banker II

    Personal Banker II

    Peoples Bancorp (OH) • Denver, NC, United States
    Full-time
    Denver Business Center - Denver, NC.Deliver Exceptional Customer Service including engaging customers about their financial needs and our services. Recommend and open appropriate accounts and relate...Show more
    Last updated: 1 day ago • Promoted
    Head of Mortgage Underwriting and Credit Initiation

    Head of Mortgage Underwriting and Credit Initiation

    Citigroup • Charlotte, NC, US
    Full-time
    Head Of Mortgage Underwriting And Credit Initiation.Working at Citi is far more than just a job.A career with us means joining a team of more than 230,000 dedicated people from around the globe.At ...Show more
    Last updated: 30+ days ago • Promoted
    Sales Manager, Wealth Advisor Group

    Sales Manager, Wealth Advisor Group

    LPL Financial • Fort Mill, SC, US
    Full-time
    What if you could build a career where ambition meets innovation? At LPL Financial, we empower professionals to shape their success while helping clients pursue their financial goals with confidenc...Show more
    Last updated: 13 days ago • Promoted
    Mortgage Loan Officer

    Mortgage Loan Officer

    Truliant Federal Credit Union • Charlotte, NC, United States
    Full-time
    Truliant's mission is to improve lives by putting our members first, providing great service and straightforward financial solutions. Our core values of Member Focus, Service, Guidance, Relationship...Show more
    Last updated: 30+ days ago • Promoted
    Restaurant Delivery - Be Your Own Boss

    Restaurant Delivery - Be Your Own Boss

    DoorDash • Statesville, NC, United States
    Full-time +1
    DoorDash is the #1 category leader in food delivery, food pickup, and convenience store delivery in the US, trusted by millions of customers every day. As a Dasher, you’ll stay busy with a variety o...Show more
    Last updated: 26 days ago • Promoted
    Relationship Banker

    Relationship Banker

    First National Bank of Pennsylvania • Statesville, NC, United States
    Full-time
    Make a difference - for us and for your future.This position is expected to develop proficiency of basic consumer banking transactions, account servicing, and lending. The incumbent is responsible f...Show more
    Last updated: 30+ days ago • Promoted