Commercial Loan Underwriter

Actively seeking an experienced Commercial Loan Underwriter to :

• Evaluate commercial credit requests.
• Prepare and recommend credit authorizations.
• Analyze and interpret profitability, cash flow, credit reports and financial ratios to determine if they meet guidelines.
• Evaluate and verify collateral.
• Analyze borrower's competitive and economic sensitivities, general business conditions and management.
• Determine borrower credit worthiness / risk factors, and recommend risk mitigation measures.
• Prepare credit authorization memorandum (CAM) and recommend credit approval. Includes financial review report and opinion of credit risk.
• Prepare problem loan report and comment on current financial status of borrower.
• Assist account officers with management of loan portfolios.
• Evaluate commercial credit requests.
• Prepare and recommend credit authorizations.
• Analyze and interpret profitability, cash flow, credit reports and financial ratios to determine if they meet guidelines.
• Evaluate and verify collateral.
• Analyze borrower's competitive and economic sensitivities, general business conditions and management.
• Determine borrower credit worthiness / risk factors, and recommend risk mitigation measures.
• Prepare credit authorization memorandum (CAM) and recommend credit approval. Includes financial review report and opinion of credit risk.
• Prepare problem loan report and comment on current financial status of borrower.
• Assist account officers with management of loan portfolios.

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Job Requirements

For further consideration towards this and / or other opportunities please inquire confidentially to mike@scsacramento.com or call 916-850-2437. All inquiries held in strict confidence. Thank you for your interest.