Associate - RECB Credit Delivery

Commercial Real Estate Credit Analyst

Responsible for the financial analysis, risk assessment and credit structure recommendation for Commercial Real Estate clients and prospects. This includes prudent underwriting and effective credit and risk administration with particular emphasis on adherence to credit policy and requirements, financial analysis / modeling, risk evaluation, on-going portfolio maintenance activities, data integrity, portfolio reporting and client support. Collaborate with Relationship Manager to identify credit worthy projects within targeted markets and assist in the prioritization of relationship calling strategies. Supplement analysis with portfolio data, research and property level evaluation from a wide variety of internal and external sources to develop an assessment of client, competitor, property segment, market and industry risks and trends.

Essential Duties and Responsibilities :

• Responsible for leading the due diligence, developing credit underwriting and structuring on new money, renewals and reviews, making independent recommendations based on assigned components of the deal.
• Works independently and with Portfolio Manager researching and qualifying prospects and underwriting new opportunities.
• Completes performance and monitoring activity for assigned portfolio to include overall portfolio management, client risk assessments, required risk monitoring activity and understanding of current industry and market trends.
• Serve as a client and internal point of contact in managing assigned portfolio.
• Serves as source of real estate underwriting knowledge and expertise, which includes understanding of current industry and / or market trends.
• Responsible for leading credit presentation preparation and discussions with Credit Officer and other final approvers.
• Mentors and coaches Portfolio Analyst.

Qualifications :

Required Qualifications :

Preferred Qualifications :