Senior Software Engineer, Data

Credit Acceptance is proud to be an award-winning company with local and national workplace recognition in multiple categories! Our world-class culture is shaped by dedicated Team Members who share a drive to succeed as professionals and together as a company. A great product, amazing people and our stable financial history have made us one of the largest used car finance companies nationally.

Our Engineering and Analytics Team Members utilize the latest technology to develop, monitor, and maintain complex practices that help optimize our success. Our Team Members value being challenged, are encouraged to express their ideas, and have the flexibility to enjoy work life balance. We build intrinsic value by partnering with all functions of our business to support their success and make strategic business decisions. We focus on professional development and continuous improvement while enjoying a casual work environment and Great Place to Work culture!

As a Senior Software Engineer, Data, you will independently design and build scalable, reliable, and observable data pipelines and models across batch and streaming architectures, supporting structured, semi-structured, and unstructured data. You will lead complex initiatives, ensuring architectural standards are met and performance is optimized. Serving as a domain expert, you will balance hands-on execution with strategic foresight, mentor engineers, and drive cross-functional improvements that elevate the data platform.

Outcomes and Activities :

• This position will work from home; occasional planned travel to an assigned Southfield, Michigan office location may be required. However, this position is permitted to work at a Southfield, Michigan office location if requested by the team member
• Designs and builds domain-level, end-to-end data pipelines across batch and streaming architectures that process structured, semi-structured, and unstructured data with a strong emphasis on data quality, scalability, reliability, and observability
• Balances project execution with architectural foresight and leads cross-functional initiatives that elevate the data platform
• Partner with stakeholders to understand data requirements and implement effective data integration strategies
• Write unit tests and validate software against acceptance criteria
• Apply and advocate for team coding, documentation, and testing standards
• Conduct impact analysis to assess changes across applications
• Develop a strong understanding of business processes to align technical solutions with business needs
• Experiment with new ideas, validate assumptions, and recommend solutions
• Participate in code reviews and communicate application changes
• Document code and projects for maintainability and support. This includes reading, writing, and reviewing design documents
• Troubleshoot production issues and propose effective solutions
• Contribute to sprint commitments and actively participate in Agile practices
• Engage in continuous learning to improve design, code quality, and domain knowledge

Competencies : The following items detail how you will be successful in this role.

Requirements :

Preferred :

Knowledge and Skills :

Target Compensation : A competitive base salary range from $130,047 - $190,735. This position is eligible for an annual variable cash bonus, between 7.5 - 15%. Final compensation within the range is influenced by many factors including role-specific skills, depth and experience level, industry background, relevant education and certifications.

Candidates who reside in the following major metropolitan areas may be eligible for a premium on top of the posted range based on their specific zone : San Francisco, Seattle, Boston, New York City, Los Angeles and San Diego.

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Benefits

Our Company Values :

To be successful in this role, Team Members need to be :

Expectations :

Advice !

We understand that your career search may look different than others. Our hiring team wants to make sure that this would be a fit not just for us, but for you long term. If you are actively looking or starting to explore new opportunities, send us your application!

P.S .

We have great details around our stats, success, history and more. We're proud of our culture and are happy to share why - let's talk!

Required degrees must have been earned at institutions of Higher Education which are accredited by the Council for Higher Education Accreditation or equivalent.

Credit Acceptance is dedicated to providing a safe and inclusive working environment for all. As part of our Culture of Compliance, we are proud to be an Equal Opportunity Employer and value our culturally diverse workforce. All qualified applicants will receive consideration for employment regardless of the person's age, race, color, religion, sex, gender, sexual orientation, gender identity, national origin, veteran or disability status, criminal history, or any other legally protected characteristic.

California Residents : Please click here for the California Consumer Privacy Act (CCPA) notice regarding the personal information Credit Acceptance may collect from you.

Play the video below to learn more about our Company culture.