Senior Mortgage Loan Officer

Job Description

Job Description

Mortgage Financial Services Representative

Key responsibilities :

• Client interaction :
• Conduct initial consultations with potential borrowers to understand their needs and financial situation.
• Gather necessary documentation like tax returns, paystubs, bank statements, and credit reports.
• Pre-qualify borrowers to determine their loan amount and eligibility.
• Loan application process :
• Assist in completing loan applications accurately.
• Verify information provided by borrowers against supporting documents.
• Analyze credit scores and debt-to-income ratios to assess loan feasibility.
• Prepare loan packages for submission to lenders.
• Communication and coordination :
• Communicate with real estate agents, appraisers, and underwriters to ensure smooth loan processing.
• Update clients on the status of their loan application.
• Address any concerns or questions from clients.
• Lead generation and business development :
• Follow up on leads and nurture relationships with potential clients.

Required skills and qualifications :

Compensation :

Salary plus commission

This position is eligible for bonuses.

This position is eligible for commissions.

This information is intended to be a general overview and may be modified by the Company due to factors affecting the business.

Work Schedule :

We are open Monday-Thursday 7 : 00am-7 : 00pm, Friday 7 : 00am-5 : 00pm, and Saturday 8 : 00am-5 : 00pm.

All customer-facing OR lender-facing roles are assigned to an early, mid, or late shift, which may alternate on a weekly or biweekly basis. Training will be a set schedule.

This information is intended to be a general overview and may be modified by the Company due to factors affecting the business.

What we offer :

Full training in the sales process and products

3-5 Week NMLS Licensing Training, including the 20-hour course and all test taking fees.

Great Benefit package including :

Full-Time Base plus Commission Role

Health, Dental and Vision Insurance

Life Insurance

Paid Time Off

401(k)

True potential for advancement, we always endeavor to promote from within.