Talent.com
Loan Origination Officer
Loan Origination OfficerApex Systems • Nashville, TN, US
No longer accepting applications
Loan Origination Officer

Loan Origination Officer

Apex Systems • Nashville, TN, US
1 day ago
Job type
  • Full-time
Job description

Loan Origination Officer

The Loan Origination Officer will identify and assist in structuring new commercial lending opportunities across CRE, C&I, and construction loans within the Nashville MSA. The role combines business development with front-end credit analysis, working closely with underwriting and executive management to deliver tailored credit solutions. The ideal candidate is a self-starter with 35 years in commercial lending or underwriting, formal credit training, with strong market knowledge. Must demonstrate both analytical rigor and customer engagement skills.

Role And Responsibilities

Business Development & Relationship Management

  • Proactively source and originate new commercial loan opportunities across CRE, C&I, and construction lending within Nashville and surrounding markets.
  • Build and maintain relationships with real estate brokers, mortgage and debt brokers, developers, investors, and other centers of influence to generate new business.
  • Represent the bank in community, industry, and civic organizations to strengthen brand visibility and enhance business development efforts.
  • Collaborate with senior management and other relationship managers to cross-sell bank products and retain existing client relationships.

Deal Structuring & Preliminary Underwriting

  • Conduct initial deal screening to determine credit feasibility, borrower suitability, and alignment with bank strategy.
  • Develop preliminary loan structures and pricing recommendations based on borrower strength, collateral, and market comparable.
  • Prepare internal prescreen or opportunity memos for presentation to preliminary loan committee and senior credit officers.
  • Perform market research and data gathering (CoStar, local brokers, comparable transactions) to validate underwriting assumptions and proforma inputs.
  • Financial & Credit Analysis

  • Build and maintain detailed proforma cash flow models and sensitivity analyses to evaluate deal performance under varying assumptions.
  • Identify and articulate key credit risks and mitigants in support of underwriting and loan committee materials.
  • Review and interpret key third-party reports (appraisals, environmental, engineering, and credit reports) to ensure sound collateral and regulatory compliance.
  • Analyze borrower and guarantor financial statements, tax returns, and projections to assess repayment capacity and creditworthiness.
  • Assign preliminary regulatory risk ratings and assist in ensuring accurate data communication within the origination, underwriting, and credit systems.
  • Transaction Execution & Coordination

  • Manage active deal pipeline in coordination with credit administration and underwriting teams to ensure efficient processing and timely closings.
  • Draft and coordinate Letters of Intent (LOIs) and term sheets for new opportunities.
  • Assist in developing "Needs Lists" and organize kickoff calls for new transactions to ensure all documentation and due diligence items are addressed early.
  • Participate in borrower and property site visits and assist in loan closings alongside underwriting and documentation teams.
  • Maintain accurate loan data and notes within origination software and CRM systems.
  • Collaboration, Compliance & Continuous Improvement

  • Partner with the underwriting, portfolio management, and loan servicing teams to ensure seamless handoff from origination through closing.
  • Monitor ongoing loan and portfolio performance; escalate any credit concerns promptly to management.
  • Ensure full compliance with all bank policies, regulatory guidelines, and internal credit procedures.
  • Participate in special projects, system improvements, and process enhancements as assigned by management.
  • Demonstrate strong teamwork, communication, and professional integrity in all interactions.
  • Qualifications

  • Requires a bachelor's degree in finance, business, or a related field.
  • 35 years of experience in commercial real estate, C&I, or SBA lending with formal credit or cash flow training preferred.
  • Customer service experience and the ability to monitor a portfolio of accounts.
  • Excellent relationship management and communication skills; proven ability to build credibility with clients and referral partners while maintaining client confidentiality.
  • Proficiency in Microsoft Office Suite (Excel, Word, PowerPoint, Outlook) and experience with credit and CRM software.
  • Familiarity with CoStar, Moody's, or Bukers a plus; FISERV experience preferred.
  • In office attendance in Nashville (Gulch) is required.
  • Team-oriented, self-motivated, and eager to contribute to a growing institution.
  • Create a job alert for this search

    Loan Officer • Nashville, TN, US

    Related jobs
    Mortgage Loan Officer

    Mortgage Loan Officer

    Mortgage Network Solutions, LLC / NMLS 58096 / www.nmlsconsumeraccess.org • Nashville, TN, US
    Full-time +1
    Mortgage Network Solutions, LLC / NMLS 58096 / www.Mortgage Network Solutions, LLC is looking for licensed / experienced mortgage loan officers to join our team (location independent, and full-time ...Show more
    Last updated: 4 hours ago • Promoted • New!
    Loan Officer

    Loan Officer

    PRMG • Nashville, TN, US
    Full-time
    PRMG is Built by Originators for Originators.There is a reason why PRMG is consistently voted one of the best places to work. We focus on the areas that make an Originator successful and have an unm...Show more
    Last updated: 30+ days ago • Promoted
    Mortgage Loan Officer

    Mortgage Loan Officer

    SmartBank • Murfreesboro, TN, US
    Full-time
    At SmartBank, our benefits package is designed to enhance your life.You'll enjoy medical, dental, vision, life, and disability insurance, as well as a 401(k) plan with a 4% employer match.Our gener...Show more
    Last updated: 30+ days ago • Promoted
    Mortgage Loan OriginatorCategorySales & Relationship ManagementJob Id2025-0025603Posting Start Date10 / 20 / 2025Anticipated Posting End Date12 / 20 / 2025Job available in 2 locationsNashville, TN, United StatesRemote, TN, United States

    Mortgage Loan OriginatorCategorySales & Relationship ManagementJob Id2025-0025603Posting Start Date10 / 20 / 2025Anticipated Posting End Date12 / 20 / 2025Job available in 2 locationsNashville, TN, United StatesRemote, TN, United States

    US Bank • Nashville, TN, US
    Full-time
    Bank, we're on a journey to do our best.Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.We b...Show more
    Last updated: 8 days ago • Promoted
    Mortgage Loan Originator

    Mortgage Loan Originator

    Fifth Third Bancorp • Nashville, TN, US
    Full-time
    Make banking a Fifth Third better We connect great people to great opportunities.Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. Performs a wide range of dutie...Show more
    Last updated: 30+ days ago • Promoted
    Mortgage Loan Originator - Murfreesboro, TN

    Mortgage Loan Originator - Murfreesboro, TN

    LIBERTY FEDERAL CREDIT UNION • Murfreesboro, TN, US
    Full-time
    Liberty FCU, a full-service credit union, is currently seeking an experienced.The position will be based out of Murfreesboro, TN area. If interested, please proceed by clicking Apply.Sales of reside...Show more
    Last updated: 4 hours ago • Promoted • New!
    Reverse Mortgage Originator Development Program

    Reverse Mortgage Originator Development Program

    Mutual of Omaha Mortgage • Nashville, TN, US
    Full-time
    Reverse Mortgage Loan Officer Development Program.This is a great opportunity to launch your career into the reverse mortgage industry with our 12-month development program.Come join the winning te...Show more
    Last updated: 27 days ago • Promoted
    Mortgage Loan Originator

    Mortgage Loan Originator

    CB&S Bank • Murfreesboro, TN, USA
    Full-time
    Quick Apply
    GENERAL FUNCTION OF MORTGAGE LOAN ORIGINATOR : .Originates and manages a pipeline of secondary market mortgage loan applications and closes an acceptable volume of quality loans.MAJOR DUTIES AND RESP...Show more
    Last updated: 30+ days ago
    Mortgage Loan Officer

    Mortgage Loan Officer

    Listerhill Credit Union Inc. • Spring Hill, TN, US
    Full-time
    Listerhill Credit Union is a financial cooperative whose primary purpose is to help our members live financially healthy lives. In 1952, seven Reynolds Metals employees deposited $5 each with the id...Show more
    Last updated: 4 hours ago • Promoted • New!
    Mortgage Loan Officer

    Mortgage Loan Officer

    Bell Bank Mortgage • Brentwood, TN, US
    Full-time
    Mortgage Loan Originator - Murfreesboro, TN.Community Development Mortgage Loan Officer.Senior Mortgage Loan Originator - Nashville TN Branches. Under minimum supervision, this position will market ...Show more
    Last updated: 3 hours ago • Promoted • New!
    Loan Officer

    Loan Officer

    Tennessee Staffing • Franklin, TN, US
    Full-time
    Pennymac (NYSE : PFSI) is a specialty financial services firm with a comprehensive mortgage platform and integrated business focused on the production and servicing of U. At Pennymac, our people are ...Show more
    Last updated: 1 day ago • Promoted
    Mortgage Loan Originator

    Mortgage Loan Originator

    Old National Bancorp • Nashville, TN, US
    Full-time
    Old National Bank has been serving clients and communities since 1834.With approximately $70 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve.As a tru...Show more
    Last updated: 30+ days ago • Promoted
    Loan Officer

    Loan Officer

    Mutual of Omaha Mortgage • TN, US
    Full-time
    Quick Apply
    Mutual of Omaha Mortgage is looking for experienced, self-sourced Loan Officers in Tennessee!.If you’re passionate about helping clients achieve their homeownership goals and want to work wit...Show more
    Last updated: 30+ days ago
    Mortgage Loan Originator

    Mortgage Loan Originator

    Tennessee Staffing • Nashville, TN, US
    Full-time
    Bank, we're on a journey to do our best.Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.We b...Show more
    Last updated: 1 day ago • Promoted
    Mortgage Loan Officer

    Mortgage Loan Officer

    PNC • Nashville, TN, US
    Full-time
    At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve.We are all united in delivering the best experience for our customers.We work together each day ...Show more
    Last updated: 30+ days ago • Promoted
    Remote Mortgage Loan Officer

    Remote Mortgage Loan Officer

    loanDepot • Franklin, TN, US
    Remote
    Full-time
    Our Direct Sales channel is at the core of who we are at loanDepota consumer direct marketing powerhouse focused on providing excellent service to our customers across all 50 states.Our direct lend...Show more
    Last updated: 30+ days ago • Promoted
    Mortgage Loan Originator

    Mortgage Loan Originator

    U.S. Bancorp • Nashville, TN, US
    Full-time
    Originates mortgage loans in an assigned metropolitan territory.Takes applications, conducts preliminary underwriting reviews, submits loan applications to processing and underwriting for approval....Show more
    Last updated: 8 days ago • Promoted
    Loan Review Senior Consultant

    Loan Review Senior Consultant

    Crowe • Nashville, TN, US
    Full-time
    Crowe is seeking a Loan Review Senior Consultant to perform credit risk consulting projects for a variety of clients in the financial services industry. Provide loan review services and other consul...Show more
    Last updated: 1 day ago • Promoted