Anti Financial Crime Senior Lead, Open Banking, Risk & Compliance

Anti Financial Crime Senior Lead, Open Banking, Risk & Compliance

Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential.

Leveraging Mastercard's global payments network, our account-to-account business provides domestic and cross-border solutions to enable the frictionless future of payments. We help our customers leverage rich messaging functionality and applications to capture business and consumer payment flows both domestically and cross-border; offer solutions to connect, enable, and safeguard the Open Banking ecosystem, and protect banks and their customers from financial crime. All this is supported by account-based data insights and consulting to help our clients optimize their payment strategies across the world. The Open Banking team is looking to expand its product offering on a global basis.

At Mastercard we are committed to the highest standards of ethics and integrity. Ethics and compliance are at the core of our company values and are essential to both the personal success of every Mastercard employee and to the success of the company. The Anti Financial Crime Senior Lead, Open Banking, Risk and Compliance will be responsible for conducting AML related activities as part of the customer monitoring and investigation process. Working under general supervision, this role will leverage an existing understanding of AML / CFT practices and data analysis skills, including extracting and preparing data, drawing conclusions, performing complex research, assessing risk factors and supporting other strategic compliance activities.

Support KYC / AML related projects, systems and tools

Support transaction monitoring systems, including data acquisition, development of new rules, rule optimization, and machine learning integration.

Support high risk customer due diligence escalations and risk assessment activities

Lead investigations of financial crime or breaches of compliance programs

Lead design, implementation and ongoing operation of compliance systems and tools

Develop relevant Key Performance Indicators (KPIs) and Key Risk Indicators (KRIs)

Support regulatory outreach, subpoena response, including data analysis and reporting.

Experience in banking or financial operations, payments industry, risk management or compliance related field

Two to four years' transaction monitoring or data analysis experience required

Knowledge of Anti-Money Laundering Regulations.

Ability to interpret regulations and guidance in order to assess the impact and develop practical operational procedures to ensure ongoing compliance.

Experience executing designing and implementing controls.

Demonstrated ability to analyze large, complex data sets; use external resources to arrive at conclusions; and creatively identify trends in data

Ability to swiftly adapt to changing global AML trends, priorities and typologies while working through different data sets

Ability to consistently produce high quality, accurate, detailed reports according to requirements. Clearly explain and defend conclusions verbally and visually

Demonstrate a high degree of self-motivation, independence, organization, time management, and attention to detail

Knowledge and experience of Open Banking products would be beneficial.

Compliance certification, e.g. ACAMs or ICA or industry equivalent would be preferable.

Preferred location is St. Louis or Salt Lake City

Corporate Security Responsibility

Every person working for, or on behalf of, Mastercard is responsible for information security. All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and therefore, it is expected that the successful candidate for this position must :

• ? Abide by Mastercard's security policies and practices
• ? Ensure the confidentiality and integrity of the information being accessed
• ? Report any suspected information security violation or breach,
• ? Complete all periodic mandatory security training in accordance with Mastercard's guidelines

Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact reasonable_accommodation@mastercard.com and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.

In line with Mastercard's total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include : insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more.

Pay Ranges

O'Fallon, Missouri : $135,000 - $216,000 USD