Job Sr. Risk Analyst, Merchant Risk Strategy and Analytics

Overview

GreenSky, LLC, headquartered in Atlanta, is a leading technology company Powering Commerce at the Point of Sale for a growing ecosystem of merchants, consumers, and banks. GreenSky's highly scalable, proprietary and patented technology platform enables merchants to offer frictionless promotional payment options to consumers, driving increased sales volume and accelerated cash flow. The GreenSky Program is operated on behalf of, and financing is offered and made by, federally insured, federal or state chartered financial institutions, which leverage GreenSky's technology to offer loans to primarily super-prime and prime consumers nationwide. Since GreenSky's inception, nearly 6 million consumers have financed more than $50 billion of commerce using GreenSky's real time "apply and buy" technology.

Location : Atlanta, GA

Duties & Responsibilities

Identify credit risks as well as opportunities to create strategic or tactical solutions based on data-driven analytics.

Obtain analytical-oriented insights on credit risk and profitability issues.

Provide analytical support to assess performance management, risk exposure control, early warning sign detection, profitability enhancements, and business growth initiatives.

Develop, monitor, and manage KPIs and communicate with the management / leadership team on population / portfolio shifts / changes and necessary strategic adjustments.

Partner with internal affiliates to enhance business understanding and facilitate inter-departmental communications.

Required Skills / Qualifications

1-5 years of experience in conducting data analytics, preferably on credit risk policies / strategies in the financial services industry. Experience with commercial credit is a plus.

Bachelor's degree with advanced degree preferable in a quantitative field such as Economics, Statistics, Mathematics, Operations Research, Engineering, Computer Science etc.

Ability to handle / analyze large datasets using SQL, R, Python or another similar programming language. Knowledge with Tableau or similar BI / data visualization tools is a plus.

Strong problem solving, decision making, and analytical abilities.

Excellent written, verbal, and presentation skills. Skilled communicator with ability to influence others.

Demonstrated ability to think creatively and critically.

Flexibility and ability to thrive in a rapidly-changing, fast-paced environment.

Preferred Qualifications :

Advanced degree in a quantitative field such as Economics, Finance, Statistics, Mathematics, Operations Research, Engineering, Computer Science etc.

Experience within the Credit function of a financial services organization.

Passionate about using data and analytics to solve problems and eager to learn about financial services, merchant management, and consumer lending.

GreenSky is an equal opportunity employer and will not discriminate against any employee or applicant on the basis of age, color, disability, gender, national origin, race, religion, sexual orientation, veteran status, or any classification protected by federal, state, or local law.