Property Claims Examiner
Job Category : Claims
Requisition Number : PROPE001140
Posted : June 27, 2025
Full-Time
Hybrid
Dedham, MA 02026, USA
Job Details
Description
Key Responsibilities :
- Review and evaluate property claims to determine coverage, liability, and the appropriate course of action.
- Investigate claims by gathering necessary information, including documentation, photos, statements, and estimates from policyholders, contractors, and field adjusters.
- Analyze policy terms and conditions to determine coverage applicability and limitations.
- Ensure timely and accurate documentation of all claim activities and communications in the claims management system.
- Negotiate settlements with insureds / claimants, contractors, and vendors while adhering to company guidelines and state regulations.
- Provide guidance to field adjusters and independent appraisers on claims handling procedures.
- Work with contractors, engineers, and other experts as needed to assess damage, repairs, and rebuilding efforts.
- Communicate claim decisions clearly and effectively to policyholders and stakeholders.
- Handle escalated or complex claims that may involve large losses, liability disputes, or coverage interpretation.
- Stay updated on regulatory changes and industry best practices related to property claims.
Qualifications :
4 year Bachelor's degree in Insurance, Business, or related field (preferred).3-5 years of experience in property claims handling or a related role (experience with complex or large loss claims is a plus).In-depth knowledge of property insurance policies, coverage interpretation, and claims procedures.Strong investigative and analytical skills.Excellent written and verbal communication skills.Ability to manage a high volume of claims while meeting deadlines.Proficiency in claims management systems and relevant software.Knowledge of state and federal regulations impacting property claims.Preferred Skills :
Experience handling catastrophic losses or complex commercial property claims.Adjuster's license (preferred).Experience in Xactimate or similar estimating software.We offer a competitive total compensation package including medical, dental, vision & life insurance, pension and a 401(k) with match.
Our offices are located on the Charles River in historic Dedham, Massachusetts. Our employees enjoy the use of a subsidized on-site caf, fitness center and free parking.
The Norfolk & Dedham Group is an Equal Opportunity Employer