1099 Property Field Adjuster - Long Island, New York

Job Description

Overview

We are seeking experienced Independent Field Adjusters to investigate and evaluate daily property claims on behalf of our clients. This role involves delivering timely, accurate, fair, and professional service while managing a high volume of claims independently. Contractors are expected to uphold the highest standards of service and professionalism, representing both the client and company with integrity.

Essential Responsibilities

Promptly and effectively manage all assigned claims with minimal oversight.

Make claim decisions within delegated authority per company and carrier policies.

Accurately interpret policy coverages and apply appropriate claims practices.

Establish and communicate reserves in alignment with carrier expectations.

Maintain up-to-date knowledge of insurance policies, guidelines, and industry practices.

Understand local construction methods, pricing, and repair standards.

Submit supplemental reports as needed (e.g., severe incident reports, ITV reports).

Provide exceptional customer service to all insureds, clients, and stakeholders.

Maintain high standards of professional conduct throughout all assignments.

Perform additional responsibilities as assigned.

Requirements

Qualifications

High school diploma or equivalent required; associate’s or bachelor’s degree preferred

Minimum 2 years of experience handling property claims

Minimum 2 years of experience using   Xactimate   and   Symbility   estimating software

Strong understanding of insurance policies, practices, and procedures

General construction knowledge strongly preferred

Benefits

Important : This is a 1099 Independent Contractor Opportunity

This opportunity is classified as an   independent contractor role   under the IRS and applicable state laws, including New York. By applying, you acknowledge and agree to the following :

You will not be classified as an employee of Ryze Claim Solutions, and no employer-employee relationship exists.

You are responsible for your own taxes, insurance, and business expenses.

You control the manner, timing, and method of completing your work, consistent with client expectations.

You may provide services to other clients or entities, subject to applicable confidentiality or non-compete terms.

To qualify as a 1099 contractor under the ABC test :

A)   You must be free from company control and direction in how work is performed.

B)   The work must be performed outside the usual course of our business.

C)   You must be customarily engaged in an independently established trade or business.

If you do not meet all three criteria, you may not be eligible for this engagement

Requirements

Who You Are To thrive in this 1099 Independent Desk Adjuster role, you must : ✅ Have at least 3 years of property claims handling experience. ✅ Be proficient in Xactimate and Symbility for estimate evaluations. ✅ Hold a valid property adjuster license in your state of operation. ✅ Work independently, exercising sound judgment in claim resolutions. ✅ Have strong written communication skills for policy interpretation and reporting. ✅ Be organized and able to manage multiple claims efficiently. ✅ Have excellent analytical and problem-solving abilities. ✅ Possess strong customer service skills to handle inquiries professionally. ✅ Be tech-savvy with experience in MS Office (Word, Excel, Outlook) and claims management systems.