Residential Loan Closer II

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If you're looking to build your career at a forward-thinking organization with deep community roots and a vision for growth, success, and giving back, you've come to the right place.

The Residential Mortgage Closer II position is responsible for preparation of residential mortgage closings in a timely and compliant manner to facilitate an outstanding and on-time closing experience. Essential functions are noted below; however, at Camden National responsibilities may evolve over time given organization, technological and / or staffing changes. At any point other duties may be assigned.

Essential Duties and Responsibilities :

• Obtain necessary information (i.e. pre-CD, CNB Real Estate Tax Forms) prior to closing to process and complete the mortgage loan closing in accordance with TRID Regulations, specific loan products, investor guidelines and / or insuring / guaranty agency
• Send out closing documents verifying all documentation for accuracy and completeness, requesting and receiving any necessary corrected documentation
• Responsible for all subsequent CDs prior to the file being assigned to Post Closing
• Prepare and track borrower's receipt of Closing Disclosure per TRID regulations
• Collaborate with closing agents on final loan figures for the Closing Disclosure
• Prepare closing packages for all types of Conventional, FHA, RD, MSHA, and VA loans in all states
• Responsible for all Post Consummation CDs and any corrective closing documentation that may be required after the loan has funded
• Provide excellent customer service and problem-solving with all parties to the loan before, during and after closing
• Complete the appropriate milestones to send the loan to funding and ensuring that all file alerts and compliance warnings are addressed
• Board the loan to the servicing platform via CCMC bridge
• Register loans with MERS within 3 days of the disbursement date and transfer loans on MERS platform within 3 days of the purchase advice date
• Provide back up support on Home Equity Closings
• Contribute to continuous service improvements and help implement process and procedures changes
• Review documentation and underwriting conditions, verifying closing instructions and package are correct

Basic Qualifications :

Skills and Abilities :

Supervisory Skills :

Career Path and Job Family :

Our comprehensive total rewards package offers something for everyone!

We are guided and inspired by our Core Values :

Equal Opportunity Employer

Employment with Camden National is on an at-will basis, meaning employment is not guaranteed for any specific period of time, and any employment relationship established may be terminated by either party at any time, for any reason, with or without notice. Completion of an employment application is not a contract, express or implied, guaranteeing employment. Camden National Bank is an Equal Opportunity Employer and does not discriminate on the grounds of race, color, religion, sex, sexual orientation, including gender identity and gender expression, national origin, citizenship status, age, disability, genetic information or veteran status.

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