VP, Commercial / Ag Loan Officer

Job Description

Job Description

First Bank is seeking an experienced, relationship-driven VP, Commercial / Ag Loan Officer to lead and expand a lending portfolio across the commercial and agriculture sectors. If you're passionate about helping businesses and producers thrive and you bring deep credit expertise and a strong local network, we want to meet you!

In this role you will be responsible for :

Loan Portfolio Management & Customer Service :

• Generate business loans within guidelines set by bank policy and growth targets.
• Interview customers and complete the loan application and the approval process.
• Responsible for all aspects of loan origination includes underwriting the loan within credit policy and personal credit approval limits.
• Approve loans within credit authority.
• Review UCC filings, mortgages, and loan documents to ensure First Bank is in first lien position.
• Complete customer on-site visits and collateral inspections.
• Submit loans and discuss exceptions with other authorized staff and Board of Directors as stated in the loan policy to assure quality loans.
• Prepare and analyze cash flows and loan reviews and restricting, includes performing annual reviews on selected accounts.
• Actively work to clear exception items within the loan portfolio.
• Actively work with delinquent loans to maintain the quality of the loan portfolio.
• Negotiate rates and terms of loans with customers and management within set guidelines.
• Using the NMLS Federal Register, responsible for registering, providing the unique identifying number assigned as required and maintaining registry at least annually.

Business Development & Sales :

Other :

A well qualified candidate would have at least 5 years of commercial or ag lending experience, strong financial aptitude, exceptional customer service skills, and excellent communication skills. The ability to problem solve, time management skills, and confidentiality are also needed for the role.

First Bank is committed to our employees and customers. We believe our employees are our greatest resource and are fortunate to have quality employees who dedicate their time and effort to making First Bank a leader in our banking communities. To our part-time team members we offer the following benefits : Vision Insurance, 401k / ESOP, and Wellness Program.

Since first opening our doors in 1864, First Bank's mission has been to serve our community and our customers FIRST by providing the financial solutions they need to succeed! Apply today to experience the difference!

EOE, including disability / vets