Senior Home Loan Advisor
First U.S. Community Credit UnionSacramento, CA, United States20 hours ago
Job type
- Full-time
Job descriptionDeliver exceptional service through all communication channels, ensuring member needs are met with professionalism, timeliness, and care. Identify opportunities to cross-sell other Credit Union products and services that align with the member needs. Counsel members whose applications are declined, offering guidance to improve their ability to qualify for future financing. Continually meet with, educate and partner with branch managers and member-facing staff to enhance their understanding of FUS products and establish referral relationships. This is not a remote work position. Ensure all loan application, disclosures, and documentation meet applicable investor, regulatory, and Credit Union Requirements. Maintain current knowledge of mortgage industry trends, regulatory changes, and Credit Union product offerings. Recommend process improvements, product enhancements, and service initiatives that benefit the membership and improve departmental efficiency. Excellent communication skills, both verbal and written, with the ability to explain complex financial information clearly. Strong organizational skills with the ability to manage multiple priorities and deadlines in a fast-paced environment. Proficiency with internet-based loan origination systems and Fannie Mae DU. Strong working knowledge of conventional / conforming mortgage lending principles, practices, and compliance requirements. Professional presence and the ability to represent the Credit Union positively in the community. Self-motivated and results-driven, with a commitment to member services and team collaboration. Associate degree or equivalent combination of education and experience. Min 2 years' experience as a loan officer. Must be eligible to obtain and maintain registration with the Nationwide Mortgage Licensing System (NMLS) in compliance with the SAFE Act and NCUA regulations. Knowledge of FHA, FNMA, FHMC and VA products, including processing and underwriting experience within a financial institution. Knowledge of Symitar preferred. Proficiency in math with a high degree of accuracy and the ability to perform complex income analysis, including the ability to scrutinize personal and corporate tax returns. Must be detail oriented, dependable, and able to assume responsibility and maintain a cooperative attitude with members and other employees. Must be goal oriented. Ability to site, stand, walk, bend, and lift up to 20 pounds. Ability to work in an office environment, requiring the use of office equipment, such as personal computers, fax machines and cell phones. Must be able to move around the office to perform lending and sales activities. Must be able to travel to other branches, member locations, community events and other places of business by car or public transportation.
POSITION TITLE :
Senior Home Loan Advisor
REPORTS TO :
Vice President, Real Estate Lending and Servicing
JOB GRADE : N8
PAY RANGE :
$23.55 / hour - $35.33 / hour, Non-Exempt, Dependent on experience
Position Summary
The Home Loan Advisor is responsible for originating high-quality first and second lien mortgage loans through branch referral sources, the online application channel and internal loan refinance inquiries. This role works directly with internal staff to ensure our members have an exceptional experience from initial contact through loan funding. The Home Loan Advisor will be responsible for interviewing prospective borrowers to analyze financial and credit information, assisting with financing objectives, advising on products and pricing, and match members with solutions that meet their financial needs, while ensuring compliance with applicable regulations, Credit Union policies, and investor guidelines.
Duties and Responsibilities
Business Development and Loan Origination
- Originates mortgage applications received through internal referral, online application channels or from inquiries, by consultative selling to asses needs, provide financial options, and recommend solutions in the member's best interest.
- Educate and guide members through the loan process. Answer questions and resolve problems that may develop with loan files, providing updates as necessary to the members, realtors, and other stakeholders.
- Accurately interpret and apply FUS Policy, Standards, GSE guidelines and AUS findings to facilitate loan decisioning.
- Take complete and accurate applications using the Credit Union's loan origination system; ensure all required documentation is collected for timely and compliant processing.
- Partner closely with processing and underwriting to ensure efficient file flow, pipeline management and rate lock adherence.
Member Service & Relationship Management
Operational Excellences & Compliance
Qualifications
Education / Experience Requirements
Working Conditions / Physical Demands
______________________________ ______________________________
Team Member Signature Date
______________________________ ______________________________
Manager Signature Date
Create a job alert for this search
Loan Advisor • Sacramento, CA, United States
Related jobs
We're looking for candidates with great customer service skills to fill our Remote Customer Service role!.This role is entirely remote and offers full-time / Part time hours with flexibility.We are r...Show moreLast updated: 5 days ago
Join our fun, high-energy team as a Senior Home Lending Advisor in Chase Home Lending and put your exceptional knowledge and understanding of home lending products to good use by serving as your cu...Show moreLast updated: 21 hours ago
Are you a licensed real estate agent eager for genuine support and meaningful growth opportunities?.At The Culbertson Gray Group, we offer authentic tools, structured guidance, and leadership to he...Show moreLast updated: 30+ days ago
AlliedTravelCareers is working with Ventura MedStaff to find a qualified Occupational Therapist (OT) in Dixon, California, 95620!.
Are you ready to take your Travel career to the next level? See pl...Show moreLast updated: 21 hours ago
Get paid to answer surveys, play games, test apps, and do tasks.Make extra money on your phone and instantly cash out to PayPal, Revolut, or with gift cards from $3.Show moreLast updated: 6 days ago
LEADING THE FUTURE OF HEALTHCARE.Many organizations have a mission statement, we have a calling : to lead the way to a better future for health care.
Currently we are seeking a full-time and part-tim...Show moreLast updated: 5 days ago
Excellent Addiction Medicine Opportunity at a Physician Managed Group with Partnership Track.Highlights : 188 workdays / year | Minimum of 4 day work weeks | PSLF Approved Site | Recruitment Incentive...Show moreLast updated: 19 days ago
Receive a $5 welcome bonus when you complete your first offer!Make money in your spare time by completing online tasks : .
Take paid surveys (5-15 minutes each).Test new mobile games and apps.Share yo...Show moreLast updated: 6 days ago
Bank, we're on a journey to do our best.Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.We b...Show moreLast updated: 21 hours ago
Cooperative Extension Urban Integrated Pest Management Area Advisor - Serving Sacramento, Yolo, and Solano Counties (AP 22-39).
University of California Agriculture and Natural Resources.Sunday, Jan...Show moreLast updated: 14 hours ago Elevate Your Real Estate Career with The Culbertson Gray Group!.Join a team where licensed agents are empowered to excel through dedicated support and strategic growth opportunities.Our dynamic tea...Show moreLast updated: 30+ days ago 
Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality home...Show moreLast updated: 6 days ago
We are urgently looking for people interested in taking online surveys for Fortune 500 brands.If you are a self-starter, looking for flexible hours throughout the week, this may be for you! Earn up...Show moreLast updated: 8 days ago
This job posting is anticipated to remain open for 30 days, from 07-Nov-2025.The posting may close early due to the volume of applicants.
If you find yourself at a professional crossroads, a career ...Show moreLast updated: 3 days ago
We are looking for a passionate individual with a sense of responsibility and willingness to help create families to join us as a surrogate.
In this role, you will be instrumental in supporting indi...Show moreLast updated: 6 days ago AlliedTravelCareers is working with Aya Healthcare to find a qualified Occupational Therapist (OT) in Dixon, California, 95620!.
Aya Education has an immediate opening for the following position : .St...Show moreLast updated: 30+ days ago Receive a $5 welcome bonus when you complete your first offer!Make money in your spare time by completing online tasks : .
Take paid surveys (5-15 minutes each).Test new mobile games and apps.Share yo...Show moreLast updated: 6 days ago 
Adventist Health is seeking a Home Health Occupational Therapist for a job in Yuba City, California.Job Description & Requirements.
Our home health and hospice agencies are located throughout Ca...Show moreLast updated: 30+ days ago
- Promoted
Benefits Customer Service Advisor - Work from home (50k-90k per year)
Professional CareersWoodland, CaliforniaRemote
Full-time +1
- Promoted
- New!
Senior Home Lending Advisor, Sacramento, CA
JPMorgan Chase Bank, N.A.Antelope, CA, United StatesFull-time
- Promoted
Zillow Flex Real Estate Agent
Culbertson and Gray GroupEl Dorado Hills, CA, USFull-time
- Promoted
- New!
Travel Occupational Therapist (OT) - $1,106 to $1,306 per week in Dixon, CA
AlliedTravelCareersDixon, CA, USFull-time
- Promoted
Earn Money Playing Games, Answering Surveys & Testing Apps
AttaPollMarysville, CA, USFull-time
- Promoted
Occupational Medicine Opportunity with Loan Forgiveness in South Sacramento, CA
Kaiser Permanente - The Permanente Medical Group, Inc. -Northern CaliforniaSacramento, CA, USFull-time
- Promoted
Addiction Medicine MD / DO
HealthEcareers - ClientEl Dorado, CA, USAFull-time
- Promoted
Remote : Get Paid to Play Games
Free Cash by AlmediaDixon, CA, USRemote
Full-time
- Promoted
- New!
Mortgage Loan Originator
U.S. BankWest Sacramento, CA, United StatesFull-time
- Promoted
- New!
Cooperative Extension Urban Integrated Pest Management Area Advisor - Serving Sacramento, Yolo, and Solano Counties (AP 22-39)
UofCDavis, CA, United StatesFull-time
- Promoted
Real Estate Sales Agent
Culbertson and Gray GroupLincoln, CA, USFull-time
- Promoted
Loan Officer Associate
Lennar HomesRoseville, CA, USFull-time
- Promoted
Remote Online Survey Taker – Earn Up to $25 Per Survey
Earn HausLincoln, CA, USRemote
Full-time +1
- Promoted
Financial Advisor
Edward JonesDavis, CA, USFull-time
- Promoted
Give the Gift of Life – Surrogates Needed, Earn Up to $115,000!
Giving Tree SurrogacyElk Grove, CA, USFull-time +1
- Promoted
Travel Occupational Therapist (OT) - $975 to $1,153 per week in Dixon, CA
AlliedTravelCareersDixon, CA, USFull-time +1
- Promoted
From Hobby to Income : Turn Gaming into a Paying Side Hustle
Free Cash by AlmediaOlivehurst, CA, USFull-time
- Promoted
Home Health Occupational Therapist
Adventist HealthYuba City, CA, USFull-time