Personal Lines Producer - Insurance

Job Description

Job Description

Overview

An established and independent insurance brokerage is seeking a proactive Personal Lines Agent to join their growing team. Known for their relationship-driven approach and modern digital infrastructure, the agency offers a supportive environment for producers to focus on consultative selling and long-term client relationships. With access to leading carriers and cutting-edge tools, this is a fantastic opportunity for an agent who thrives on helping individuals protect what matters most—while being backed by an efficient operational structure.

The Role

As a Personal Lines Agent, your core focus will be acquiring and retaining individual clients through tailored insurance solutions. You’ll lead the sales process from prospecting through to policy issuance, then transition the account to the dedicated Account Management team for ongoing service. You’ll be supported by internal platforms and rating tools, giving you more time to grow your book of business and deliver value. Success in this role hinges on consultative sales, excellent follow-through, and the ability to build lasting relationships within your community and beyond.

Responsibilities

Proactively generate leads through referrals, digital outreach, and local networking

Conduct personal risk assessments and recommend appropriate coverages (e.g., Home, Auto, Umbrella, Renters)

Present clear, personalized insurance solutions and guide clients through decision-making

Use quoting tools and carrier platforms to prepare accurate proposals and ensure seamless policy binding

Provide exceptional service during the sales cycle and conduct annual reviews for renewals

Identify cross-sell opportunities (e.g., bundling, personal umbrella, pet insurance)

Stay current on underwriting guidelines, product updates, and market trends

Manage time and account workload efficiently to maximize service quality and commission potential

Requirements

Previous experience in personal lines insurance sales or client advisory

Strong product knowledge across key personal coverages (Auto, Home, Renters, Umbrella, etc.)

Confident communicator with a customer-first mindset and consultative approach

Proficient with CRM tools and comparative raters (e.g., AgencyZoom, PL Rater)

Self-starter with strong organizational skills and attention to detail

Licensed in Property & Casualty Insurance

Nice to Have

Existing referral relationships (e.g., mortgage brokers, realtors, auto dealerships)

Familiarity with agency billing and renewal quoting strategies

Experience in a high-volume, independent agency setting

Salary

Competitive compensation structure with commission aligned to performance and growth.

Location

Remote or hybrid options available. Open to candidates based in the United States with flexibility for occasional local engagement.

Benefits

Dedicated Account Management support post-sale

Access to quoting platforms and streamlined internal systems

Industry training and carrier development programs

Autonomy to build your book and focus on relationship-driven sales