Manager, Credit Risk Management

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As a Manager within the Credit Risk Management team you will be required to wear multiple hats. You must have a strong blend of analytical skills project management presentation skills and ability to develop strong partnerships/relationships with key business partners.
You will be leading projects or initiatives to identify new credit segmentation opportunities to drive enhancements to our credit decision process and policies. You will work closely with the Credit Risk Management team the Financial Services organization and corporate functional teams developing new product concepts or strategies to help manage risk.
You must be able to manipulate large amounts of data extract key insights from the data using statistical concepts and then clearly and concisely communicate actionable recommendations based upon your many cases you will manage projects at various stages from idea or hypothesis generation to development and implementation including being responsible for project management plans and timelines. You will be expected to provide leadership at the concept and process level to guide projects and initiatives to completion.

Responsibilities

• Extract and analyze data from multiple disparate sources and data with varying degrees of quality
• Utilize statistical segmentation techniques to identify new opportunities
• Perform complex qualitative and quantitative analysis of credit polices to pursue specific financial and credit goals
• Develop complete business cases for new opportunities inclusive of financial modeling and forecasts
• Develop underwriting or portfolio credit decision strategies
• Develop or contribute to the development of complex predictive analytical models (risk loss decision)
• Evaluate new risk products (data-only or data-driven solutions) offered by external vendors or partners
• Perform trend regression analysis and key metric forecasting
• Superior time management skills and project management fundamentals (schedule and resourcing)

Qualifications Minimum Required

• 5 years of quantitative analytic modeling experience or comparable process management experience.
• Bachelors Degree in Finance Economics Mathematics Industrial Engineering Statistics or related degree
• 3 years of Credit or Collections risk management experience preferably with a credit card issuer
• BA/BS in Finance Economics Mathematics. Statistics or related degree
• Proficiency in SAS or other statistical/analytical programming languages
• Advanced skills in Excel Word PowerPoint required.
• Superior communication organization and presentation skills

Qualifications Desired

• Masters Degree in Finance Economics Mathematics Industrial Engineering Statistics or related degree
• Basic to intermediate proficiency in SQL C or Python
• Project Management experience preferred
• Wireless/Telecom experience a plus.
• Experience with credit risk decision engine software and platform solutions

#LI-Corporate

• At least 18 years of age
• Legally authorized to work in the United States

Travel:
Travel Required (Yes/No): No

DOT Regulated:
DOT Regulated Position (Yes/No): No
Safety Sensitive Position (Yes/No): No

Base Pay Range: $112500 - $202900

Corporate Bonus Target: 15%

The pay range above is the general base pay range for a successful candidate in the role. The successful candidates actual pay will be based on various factors such as work location qualifications and experience so the actual starting pay will vary within this range.

At T-Mobile employees in regular non-temporary roles are eligible for an annual bonus or periodic sales incentive or bonus based on their role. Most Corporate employees are eligible for a year-end bonus based on company and/or individual performance and which is set at a percentage of the employees eligible earnings in the prior year. Certain positions in Customer Care are eligible for monthly bonuses based on individual and/or team performance. To find the pay range for this role based on hiring location T-Mobile our benefits exemplify the spirit of One Team Together! A big part of how we care for one another is working to ensure our benefits evolve to meet the needs of our team members. Full and part-time employees have access to the same benefits when eligible. We cover all of the bases offering medical dental and vision insurance a flexible spending account 401(k) employee stock grants employee stock purchase plan paid time off and up to 12 paid holidays - which total about 4 weeks for new full-time employees and about 2.5 weeks for new part-time employees annually - paid parental and family leave family building benefits back-up care enhanced family support childcare subsidy tuition assistance college coaching short- and long-term disability voluntary AD&D coverage voluntary accident coverage voluntary life insurance voluntary disability insurance and voluntary long-term care insurance. We dont stop there - eligible employees can also receive mobile service & home internet discounts pet insurance and access to commuter and transit programs! To learn about T-Mobiles amazing benefits check out.

Never stop growing!
As part of the T-Mobile team you know the Un-carrier doesnt have a corporate ladderits more like a jungle gym of possibilities! We love helping our employees grow in their careers because its that shared drive to aim high that drives our business and our culture forward. By applying for this career opportunity youre living our values while investing in your career growthand we applaud it. Youre unstoppable!

T-Mobile USA Inc. is an Equal Opportunity Employer. All decisions concerning the employment relationship will be made without regard to age race ethnicity color religion creed sex sexual orientation gender identity or expression national origin religious affiliation marital status citizenship status veteran status the presence of any physical or mental disability or any other status or characteristic protected by federal state or local law. Discrimination retaliation or harassment based upon any of these factors is wholly inconsistent with how we do business and will not be tolerated.

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