Mortgage Loan Underwriter

Position : Mortgage Underwriter

Location : Prefer Position to be in office in Meridian ID, but ALL qualified candidates will be considered

DE Required. SAR Preferred

Essential Duties and Responsibilities :

Underwrite mortgage loans that adhere to various agency underwriting policy and procedures. Additionally, responsible to answer questions and assist with problem solving with loan officers and processors, respond to both internal and external QC audit findings in a timely and proficient manner. Responsible for providing efficient, timely, consistent, accurate quality loan decisions on a daily basis.

Duties / Responsibilities :

• Adhere to agency underwriting policy and procedures
• Answer questions and assist with problem solving with loan officers and processors
• Respond to both internal and external QC audit findings in a timely and proficient manner
• Responsible for providing efficient, timely, consistent, accurate quality loan decisions on a daily basis

Required Skills / Abilities :

Three years' underwriting experience

FHA / Conventional Mandatory

VA / USDA highly preferred

Multi state highly preferred

Ability to effectively communicate both verbal and written

Capable of working under pressure and meeting strict deadlines on a consistent basis

Strong mathematical aptitude

Ability to calculate income via W-2 / Tax Returns

Adept at analyzing issues and determining best approach for solution

General experience and understanding of the following products :

Byte Loan Origination Software

Microsoft Word, Excel, and Outlook

Internet Navigation

Strong Interpersonal and customer service skills

Ability to work with a diverse client base (Loan Originators, processors etc)

Detail Oriented

Adept at working in a high volume, fast paced environment

Compensation :

Compensation to commensurate with experience

Salary : $70,000.00 - $90,000.00 per year

Benefits :

401(k)

Dental insurance

Disability insurance

Employee assistance program

Employee discount

Flexible spending account

Health insurance

Health savings account

Life insurance

Paid time off

Referral program

Retirement plan

Vision insurance