2026 Summer Intern - Commercial Credit (Hybrid - NYC, NY)

Overview

This is a hybrid role, with the expectation that time working will regularly take place inside and outside of a company office.

First Citizens Bank offers an exciting summer internship program that provides development opportunities and hands on work experience while creating

a talent pipeline for the Bank. Our interns will apply classroom knowledge in a corporate environment while making a positive impact across the

organization and the communities we serve. Come help First Citizens build for the future!

As an intern in the Special Assets Division of First Citizens Bank, you will be exposed to stressed and distressed C&I loans originated in our

Commercial Bank. The Commercial Bank supports large corporate and middle market clients.

You will support our team with day-to-day activities surrounding problem loans, including but not limited to such tasks as :

spreading financial statements, analysis (learning cash flow, financial ratio and sensitivity analysis, compliance reporting monitoring,

exposure to risk rating and impairment analysis, and using online risk reporting tools.

Our intern will be provided exposure to various divisions such as Telecom / Media / Technology, Aerospace, Maritime, Capital Equipment Finance,

Energy, Project Finance and ABL. You will have an opportunity to listen in on client calls and to interact with other parts of the Bank,

including relationship teams, portfolio managers, Legal, Compliance and Operations.

Responsibilities

In this role, you will :

• Be part of a dynamic team with interesting projects.
• Accountabilities can and may include areas such as research, analytics, projects, strategy, process review and improvement, as well as technology enhancements and support.
• Attend professional development sessions, informational sessions, networking and community service events.
• Have a dedicated manager and program manager to help you navigate the bank and the internship program.
• Be assigned a project, designed to improve a specific process or solve a problem that you will present at the close of the internship.
• Prepare a wrap-up presentation to be shared with the division leader and other key stakeholders in the company to outline your accomplishments and experience during the internship

Internship dates : 5 / 27 / 2026 - 7 / 31 / 2026

Qualifications

Required qualifications :

Preferred qualifications :

High School Diploma or GED and 2 years of experience in Currently enrolled at an accredited collegiate institution (during time of summer program)

Critical thinking skills

he base pay for this position is

generally between

$26.00 / hr and $34.00 / hr. Actual starting base pay will be

determined

based on skills, experience, location, and other non-discriminatory factors

permitted

by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and / or other awards as outlined in the offer of employment.

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https : / / jobs.firstcitizens.com / benefits.

Company Description :

Founded in 1898 and headquartered in Raleigh, N.C., First Citizens Bank serves customers in 18 states and the District of Columbia. For over 100 years, customers have trusted First Citizens with their money … and their futures. Today, First Citizens is the largest family-controlled bank in the nation and the sixth-largest bank franchise headquartered in the Southeast with more than $30 billion in assets. We employ more than 6,000 associates who are focused on helping our customers achieve a lifetime of success. First Citizens operates more than 570 branches in Arizona, California, Colorado, District of Columbia, Florida, Georgia, Kansas, Maryland, New Mexico, Missouri, North Carolina, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Virginia, Washington and West Virginia.

First Citizens Bank. Forever First®. Member FDIC.

Equal Opportunity / Affirmative Action Employer / Minority / Female / Disability / Veteran

If you need special assistance or an accommodation in applying for employment at First Citizens Bank, please contact our Human Resources department.