Banker Development Program Trainee

24-Month Rotational Experience | Build the Future of Banking!

Are you ready to launch a meaningful and rewarding career in commercial banking? Our Commercial Banker Development Program is a 24-month, hands-on journey designed to build the next generation of commercial banking leaders. Participants will gain exposure to business lines across the Commercial Division through market visits, work with real clients, exposure to diverse industries, and guidance from senior leadership. By the end of the program, graduates are positioned to step into a challenging, high-impact role within our commercial banking team ready to help businesses grow and communities thrive.

What you'll do :

• Immerse yourself in real banking work : Partner with seasoned commercial bankers on client projects, deal analysis and credit evaluations.
• Rotate across key business areas : Experience different markets, products, and functions to build a full understanding of how the bank operates.
• Engage with leaders : Develop and enhance your skills through roundtables, mentorship sessions, and action learning projects.
• Grow your network : Represent the bank at business and / or community functions, as well as participate in networking groups.
• Develop your expertise : Learn to analyze financial statements, assess and facilitate credit requests, prepare credit information, personal and business financial statements, while ensuring adequate loan documentation, loan structuring, and pricing.
• Own your growth : upon completion, leverage your experience, relationships, and performance to secure a permanent placement in the organization.
• Ad hoc duties and / or projects as assigned.

What you bring :

Qualifications :

Markets hiring for this program :

Compensation Range : $44,790.00 - $86,510.00

UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.

UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to talentacquisition@umb.com to let us know the nature of your request.