Loan Processing Associate

At OnPath Credit Union, we share a passion for delivering exceptional service.

Your primary role will involve building relationships with our members, offering personalized solutions and identifying opportunities to help them achieve financial success.

If you thrive in an environment with team members who truly enjoy what they do and you are sales driven and motivated to succeed, then OnPath is the place for you!

Voted eleven years in a row as one of the Top 40 Places to Work by the Times Picayune, we offer:

• Competitive Compensation
• Impressive Benefits Package including Medical, Dental, Life Insurance, and 401(K) Plan
• Paid Vacation, Wellness, Sick Time, and more!

Interested? Become part of the OnPath team that believes exceptional service defines the core of who we are.

The Consumer Loan Processor will work at our corporate office in Metairie. This position is classified as On-Site. The initial salary range for this position is $18.20 - $22.75/hr. based on skills, experience and responsibilities, with the potential to grow in the organization.

Role:

As a dedicated member of the OnPath FCU team, this role performs a variety of tasks that in partnership with the surrounding departments, provides cost effective financial services for the benefit of our members who are our primary focus. Our core values are what make us E.P.I.I.C. We are Empathetic to the vast situations and needs of our member's and to each other. We are Passionate about the financial growth and success of our members. We are Innovative in our ideas and goals to remain at the top of our class in financial services. Our Integrity is not an option. We require our employees to be honest and have strong moral principles. We are Committed to our promise to be the best financial advocates for our members and the communities we serve.

PRIMARY FUNCTIONS:

Conducts daily business interactions and maintains constant alignment with OnPath mission, culture, and core values. Encourages others to act with mission, culture, and core values in mind always. Initiative and judgment are required in the absence of specific direction from management. Ensures value through decision making that supports credit union goals and interests.

Leadership:

• Encourage and develop cooperation among peer members to ensure a "team effort" and commitment to the established Service Expectations.
• Leads by example, takes initiative, and is open to change.
• Help create a positive and consistent attitude in your department by owning issues and following up when necessary.
• Participate in continuing education as approved by Lending Manager.
• Performs such tasks as may be assigned by his/her supervisor, which is commensurate with the position.
• Holds self and others accountable for professional and ethical behavior as defined by OnPath Federal Credit Union's mission, culture, and values. Continually works to expand knowledge of what goes on in other parts of the credit union.
• Maintains positive relationships, shares credit for accomplishments, celebrates success of others, and takes responsibility for mistakes.

Service:

• Promote and maintain a positive image of the credit union to assigned personnel, members, and the community.
• Maintain professional, respectful, persuasive communication and a courteous attitude when working will internal and external members.
• Acts as a voice of the credit union.
• Keeps promises and commitments, earns and maintains trust of others by acting consistently with words and actions. Is direct and truthful by providing straight, honest feedback. Keeps confidence, and is dedicated to the highest standards of integrity, honesty, and trust.
• Abides by OnPath FCU's commitment to a Sales and Service Culture.
• Agrees to stay informed on OnPath's products and services to provide the right product to the right member at the right time for the right reason. Community:
• Participate in community outreach by volunteering to work at different volunteer opportunities presented throughout each year.

Major Duties and Responsibilities:

• Has a thorough knowledge of the documents required for each loan and has the skill to obtain the required information in a friendly and efficient manner.
• Has thorough knowledge of the loan products and requirements.
• Detailed oriented, follows directions with ease and consistency and checks for quality work.
• Communicates clearly with Team members to quickly serve the members needs with every loan type.
• Files loan documents, reviews loan documents for completeness, and prepares loan documents for imaging.
• Is responsible for maintaining current information in employee handbook.
• Is responsible for maintaining the supplies and promotional materials in the loan department.
• Assist in audits, compliance reviews, and reporting requirements.
• Communicate with loan officers, underwriters, and applicants to resolve discrepancies or missing information.
• Verify supporting documentation such as identification, income, credit reports, and collateral documents.
• Prepare and review loan closing documents for accuracy.
• Book and fund all loans into the core banking system.
• Performs tasks assigned by supervisor, which are commensurate with position.

Knowledge and Skills

EDUCATION/CERTIFICATIONS/LICENSES:
• High School diploma or equivalent. Some college preferred.

INTERPERSONAL SKILLS:
• A high level of interpersonal skills to communicate information, policies, procedures, and objectives effectively throughout the credit union to internal and external members.

OTHER SKILLS:

• Knowledge of loan policies and products and services. Prior loan processing experience preferred.
• Accuracy in the recording of daily transactions.
• Procedural knowledge of interviewing skills and techniques.

ADA Requirements

PHYSICAL REQUIREMENTS/PHYSICAL DEMANDS:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle or feel, reach with hands and arms, view customer information, and talk or hear. The employee frequently is required to stand and walk. The employee must regularly lift and/or move up to 5 pounds and frequently lift and/or move up to 25 pounds.

DISCLAIMERS AND WORK ENVIRONMENT:

Nothing in this position description is an implied contract for employment. The position description is intended to be an accurate account of the essential functions. The functions are not all encompassing and are subject to change at any time by management. The work environment characteristics described are representative of those that an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

WORKING CONDITIONS:

Must be able to routinely perform work indoors in climate-controlled shared work area with minimal noise.

MENTAL AND/OR EMOTIONAL REQUIREMENTS:

Must be able to perform job functions independently or with limited supervision and work effectively either on own or as part of a team. Must be able to read and carry out various written instructions and follow oral instructions. Must be able to complete basic mathematical calculations, spell accurately, and understand computer basics. Must be able to speak clearly and deliver information in a logical and understandable sequence. Must be capable of dealing calmly and professionally with numerous different personalities from diverse cultures at various levels within and outside of the organization and demonstrate highest levels of customer service and discretion when dealing with the public. Must be able to perform responsibilities with composure under the stress of deadlines / requirements for extreme accuracy and quality and/or fast pace. Must be able to effectively handle multiple, simultaneous, and changing priorities. Must be capable of exercising highest level of discretion on both internal and external confidential matters.