Underwriter, E&S Property

Position Summary

Join Our Team of Forward-Thinking Underwriters!

Are you a recent RMI graduate or an industry professional ready to take the next step in your underwriting career? Velocity is looking for driven, collaborative individuals to underwrite E&S Specialty Property Insurance : covering high-impact perils like hurricanes, earthquakes, tornadoes, and fires across the U.S.

About Velocity

Velocity, recently acquired by Ryan Specialty, is a cutting-edge managing general underwriter (MGU) specializing in E&S insurance for the U.S. specialty commercial property market. Innovation is at the core of everything we do. We rapidly connect risk with capital, tackling market challenges with agility and purpose. Our mission is to expand access to global capital for property and business owners, especially in underserved areas.

By partnering with brokers, agents, and top-tier capital providers, we combine deep industry expertise with advanced data analytics and technology to deliver exceptional underwriting and claims services. At Velocity, we're not just keeping up with the future of insurance-we're leading it.

What will your job entail?

We are seeking motivated individuals at all stages of their underwriting careers-from recent graduates and trainees to experienced professionals-to join our dynamic team. This role offers the opportunity to underwrite E&S property and casualty risks, contribute to innovative insurance solutions, and grow within a collaborative and forward-thinking environment.

Key Responsibilities (Scope Adjusted by Experience Level) :

• Risk Assessment & Underwriting :

Evaluate new and renewal property and casualty submissions. Analyze policy forms, endorsements, and supporting documentation in line with company guidelines. Junior team members will receive training and mentorship to develop these skills.

Decision-Making :

Determine risk acceptability, pricing, and coverage terms based on factors such as location, usage, safety features, and exposure. Senior underwriters may handle complex risks and provide guidance to junior staff.

Portfolio Management :

Manage assigned accounts to ensure profitability and compliance. Contribute to business planning and forecasting. Entry-level candidates will support these efforts while building their technical knowledge.

Broker & Client Engagement :

Build and maintain strong relationships with brokers and clients. Collaborate across teams to ensure timely and accurate service delivery. All team members are expected to contribute to a positive client experience.

Compliance & Documentation :

Ensure underwriting practices align with regulatory requirements and internal standards. Maintain accurate records and documentation.

Market Awareness & Development :

Stay informed on industry trends, emerging risks, and market dynamics. Participate in training, seminars, and marketing activities. Senior underwriters may represent the company at industry events.

Qualifications :

Education :

Bachelor's or Master's degree in Risk Management, Business, Actuarial Science, or a related field. Equivalent work experience will also be considered.

Experience :

Trainee / Associate Level : Internship or academic exposure to insurance or risk management.

Mid-Level : 2-5 years of underwriting experience in property and casualty.

Senior Level : 5+ years of experience with a strong track record in E&S underwriting and portfolio management.

Licensing & Certifications :

Must meet state requirements for P&C and / or surplus lines licenses (or be willing to obtain).

CPCU or other industry certifications are a plus, especially for senior roles.

What We Offer :

A supportive, inclusive environment with mentorship and career development opportunities.

Exposure to complex and impactful risks across the U.S.

The chance to be part of a company redefining underwriting through innovation and technology.

Ryan Specialty is an Equal Opportunity Employer. We are committed to building and sustaining a diverse workforce throughout the organization. Our vision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions. Differences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression, sexual orientation, and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners, and communities. This policy extends to all aspects of our employment practices, including but not limited to, recruiting, hiring, discipline, firing, promoting, transferring, compensation, benefits, training, leaves of absence, and other terms, conditions, and benefits of employment.

How We Support Our Teammates

Ryan Specialty seeks to offer our employees a comprehensive and best-in-class benefits package that helps them - and their family members - achieve their physical, financial, and emotional well-being goals. In addition to paid time off for company holidays, vacation, sick and personal days, Ryan offers paid parental leave, mental health services and more.

The target salary range for this position is $68,000.00 - $85,000.00 annually.

The wage range for this role considers many factors, such as training, transferable skills, work experience, licensure and certification, business needs, and market demands. The pay range is subject to change and may be modified in the future. Full-time roles are eligible for bonuses and benefits. For additional information on Ryan Specialty Total Rewards, visit our website

We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law. Please contact us to request an accommodation at HR@Ryansg.com

The above is intended to describe this job's general requirements. It is not to be construed as an exhaustive statement of duties, responsibilities, or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.