Mortgage Loan Originator

Mortgage Loan Originator

As our Mortgage Loan Originator, you will :

• Interview applicants in-person and by phone to assess eligibility, creditworthiness, and product fit.
• Educate borrowers on loan options, terms, rates, fees, and process steps.
• Collect, analyze, and verify borrower financial and property documentation.
• Generate initial disclosures, gather supporting documents, and submit files for processing and underwriting.
• Act as primary contact for borrowers, realtors, attorneys, and title companies.
• Ensure complete, accurate, and compliant loan files per regulatory, secondary market, and internal guidelines.
• Manage rate locks, closing timelines, and coordinating with underwriting, processing, and closing staff.
• Review referrals and CRM leads, structure applications, and issue pre-approvals.
• Manage and maintain the loan origination system (LOS).
• Build and sustain relationships with members, referral partners, and real estate professionals to generate mortgage opportunities.
• Stay current on mortgage products, regulations, and industry trends.
• Assist with home equity loans and real estate servicing needs, including phone calls and in person inquiries.
• Provide training and support for real estate staff.
• Local travel may be required to attend closings, branch visits, or community events.
• Represent the credit union positively in community and business development activities.

Requirements :

Benefits :

Hours :

M-F 9 : 00am-5 : 30pm (occasionally 6pm coverage as needed)

Saturday (rotating) 9 : 00am-1 : 00pm

EOE