Talent.com
Credit Analyst
Credit Analystgpac • Columbia, MO, United States
Credit Analyst

Credit Analyst

gpac • Columbia, MO, United States
2 days ago
Job type
  • Full-time
Job description

Job Description

Credit Analyst

Credit Analysis goes beyond crunching numbers and utilizing spreadsheets. Credit Analysts create relationships with Loan Officers and management to quickly and efficiently service clients’ needs. This is an opportunity to start your career path in banking with the flexibility to steer your career towards lending or more complex credit responsibilities.

Credit Analyst Qualifications :

  • Bachelor's degree in finance, accounting, or a related field
  • 1+ years experience in a bank as a Credit or Financial Analyst preferred

Credit Analyst Responsibilities :

  • Analyze and risk rate credit lines requiring the Loan Committee to review and critique the credit classifications assigned by the Loan Officers. The analysis must be consistent with the findings of the appropriate regulatory agencies.
  • Assist the Credit Analyst Manager and / or Senior Credit Review Officer in training new staff and coordinating various activities for the department, including month-end reporting of classified loans, loan limit monitoring, and real estate loan-to-value and other regulatory reporting.
  • Review loan files as advances are made to ensure they qualify within the structure, documentation, and credit quality standards of the bank's Loan Policy and Guidelines.
  • Present loan files or credit lines not meeting the standards of the bank's Loan Policy and Guidelines to the Credit Analyst Manager with a detailed explanation of the credit exceptions and the recommended action necessary to correct the deficiencies and improve the bank's position.
  • In the event of minor technical documentation discrepancies or identified potential credit weakness, communicate directly with the Loan Officer, requesting correction of the discrepancies and recommending alternatives for improving the credit lines. Perform follow-up action as necessary until corrected.
  • Attend the bank's Loan Committee meetings where credit lines are presented to the Loan Committee for final approval, recommended action, and classification.
  • As required, perform services and projects for affiliate banks including compiling Board reports, coordinating the review of loan files, and testing loan underwriting guidelines.
  • Attend loan department and other committee meetings as requested by management to participate in decisions that affect ongoing and future operations of the loan department.
  • Act in accordance with FFC policies and procedures as set forth in the employee handbook.
  • Adhere to compliance procedures and participate in required compliance training
  • This opportunity includes an excellent compensation and benefits package. This bank prides itself on retaining employees and has one of the best tenure backgrounds in the area.

    I partner with companies all over Missouri and work with other GPAC recruiters in the U.S. to place qualified candidates with strong companies. To be considered for this position and others, please apply with a resume. With any more questions or inquiries, email Nash Wergin at nash.wergin@gogpac.com.

    All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations. GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.

    Create a job alert for this search

    Credit Analyst • Columbia, MO, United States

    Related jobs
    Senior Analyst, Collections (Business to Business)

    Senior Analyst, Collections (Business to Business)

    Missouri Staffing • Jefferson City, MO, US
    Full-time
    Collections Position At Cardinal Health.Finance oversees the accounting, tax, financial plans and policies of the organization, establishes and maintains fiscal controls, prepares and interprets fi...Show more
    Last updated: 7 days ago • Promoted
    Fiduciary Compliance Testing Analyst

    Fiduciary Compliance Testing Analyst

    Missouri Staffing • Jefferson City, MO, United States
    Full-time
    Corporate Compliance Services partners with UMB management in its obligation to effectively manage compliance and related risks within the UMB family of corporations. This team provides timely, accu...Show more
    Last updated: 22 hours ago • Promoted • New!
    Business Analyst

    Business Analyst

    RICEFW Technologies Inc • Jefferson City, MO, United States
    Full-time
    Quick Apply
    Purpose : The purpose of this solicitation is to contract with a vendor to assist the Missouri Department of Elementary and Secondary Education (DESE) in gathering and document...Show more
    Last updated: 30+ days ago
    Senior Configuration Analyst - Oracle Health Charge Services

    Senior Configuration Analyst - Oracle Health Charge Services

    Missouri Staffing • Jefferson City, MO, United States
    Full-time
    We are hiring a Sr Configuration Analyst.This intermediate position requires solution knowledge in Charge Services and cross-train in the other solution. It requires the ability to operate independe...Show more
    Last updated: 2 days ago • Promoted
    Remote Finance Director - AI Trainer ($50-$60 / hour)

    Remote Finance Director - AI Trainer ($50-$60 / hour)

    Data Annotation • Columbia, Missouri
    Remote
    Full-time +1
    We are looking for a finance professional to join our team to train AI models.You will measure the progress of these AI chatbots, evaluate their logic, and solve problems to improve the quality of ...Show more
    Last updated: 14 days ago • Promoted
    Credit Analyst

    Credit Analyst

    Gpac • Jefferson City, Missouri, United States
    Full-time
    Quick Apply
    Credit Analysis goes beyond crunching numbers and utilizing spreadsheets.Credit Analysts create relationships with Loan Officers and management to quickly and efficiently service clients’ nee...Show more
    Last updated: 30+ days ago
    Remote Senior Financial Analyst ($50-$60 / hour)

    Remote Senior Financial Analyst ($50-$60 / hour)

    Data Annotation • Jefferson City, Missouri
    Remote
    Full-time +1
    We are looking for a finance professional to join our team to train AI models.You will measure the progress of these AI chatbots, evaluate their logic, and solve problems to improve the quality of ...Show more
    Last updated: 14 days ago • Promoted
    Remote Financial Analyst - AI Trainer ($50-$60 / hour)

    Remote Financial Analyst - AI Trainer ($50-$60 / hour)

    Data Annotation • Columbia, Missouri
    Remote
    Full-time +1
    We are looking for a finance professional to join our team to train AI models.You will measure the progress of these AI chatbots, evaluate their logic, and solve problems to improve the quality of ...Show more
    Last updated: 14 days ago • Promoted
    Oracle Health Senior Requirements Analyst

    Oracle Health Senior Requirements Analyst

    Oracle • Jefferson City, MO, United States
    Full-time
    The Oracle Health Government Services Requirements Team (OHGS) is seeking a Requirements Analyst to support Oracle Health's mission of delivering high-quality, integrated Electronic Health Record (...Show more
    Last updated: 30+ days ago • Promoted
    Fiduciary Compliance Testing Analyst

    Fiduciary Compliance Testing Analyst

    UMB Bank • Jefferson City, MO, United States
    Full-time
    UMB management in its obligation to effectively manage compliance and related risks within the UMB family of corporations. This team provides timely, accurate, and seasoned judgment related to regul...Show more
    Last updated: 2 days ago • Promoted
    Lead Business Analyst

    Lead Business Analyst

    RICEFW Technologies Inc • Jefferson City, MO, United States
    Full-time
    Quick Apply
    Purpose : The purpose of this solicitation is to contract with a vendor to assist the Missouri Department of Elementary and Secondary Education (DESE) in gathering and document...Show more
    Last updated: 2 days ago
    Remote Equity Research Analyst – AI Trainer ($50-$60 / hour)

    Remote Equity Research Analyst – AI Trainer ($50-$60 / hour)

    Data Annotation • Columbia, Missouri
    Remote
    Full-time +1
    We are looking for a finance professional to join our team to train AI models.You will measure the progress of these AI chatbots, evaluate their logic, and solve problems to improve the quality of ...Show more
    Last updated: 14 days ago • Promoted
    VIRTUAL BCBA - BOARD CERTIFIED BEHAVIOR ANALYST

    VIRTUAL BCBA - BOARD CERTIFIED BEHAVIOR ANALYST

    BrightSpring Health Services • Jefferson City, MO, United States
    Full-time
    VIRTUAL BCBA - BOARD CERTIFIED BEHAVIOR ANALYST.US-MO-JEFFERSON CITY | US-GA-ATLANTA | US-AR-LITTLE ROCK.SpringHealth Behavioral Health and Integrated Care. SpringHealth Behavioral Health and Integr...Show more
    Last updated: 30+ days ago • Promoted
    Remote Investment Analyst – AI Trainer ($50-$60 / hour)

    Remote Investment Analyst – AI Trainer ($50-$60 / hour)

    Data Annotation • Columbia, Missouri
    Remote
    Full-time +1
    We are looking for a finance professional to join our team to train AI models.You will measure the progress of these AI chatbots, evaluate their logic, and solve problems to improve the quality of ...Show more
    Last updated: 14 days ago • Promoted
    Flexible Driving Gig - $10,000 Guarantee + Bonus

    Flexible Driving Gig - $10,000 Guarantee + Bonus

    Veyo • Rocheport, MO, US
    Full-time
    Have a car? Earn a $1,000 BONUS + $10,000 GUARANTEE • when you sign up to help transport others to healthcare appointments in your own vehicle around Missouri! . At Veyo, we help people get to a...Show more
    Last updated: 1 day ago • Promoted
    Senior Lead Compensation Analyst

    Senior Lead Compensation Analyst

    Missouri Staffing • Jefferson City, MO, US
    Full-time
    Consulting Level Sales Compensation Specialist.We are igniting business growth by connecting people, data and applications quickly, securely, and effortlessly. Together, we are building a culture a...Show more
    Last updated: 7 days ago • Promoted
    Remote Corporate Development Analyst – AI Trainer ($50-$60 / hour)

    Remote Corporate Development Analyst – AI Trainer ($50-$60 / hour)

    Data Annotation • Columbia, Missouri
    Remote
    Full-time +1
    We are looking for a finance professional to join our team to train AI models.You will measure the progress of these AI chatbots, evaluate their logic, and solve problems to improve the quality of ...Show more
    Last updated: 14 days ago • Promoted
    Remote FinTech Product Analyst - AI Trainer ($50-$60 / hour)

    Remote FinTech Product Analyst - AI Trainer ($50-$60 / hour)

    Data Annotation • Columbia, Missouri
    Remote
    Full-time +1
    We are looking for a finance professional to join our team to train AI models.You will measure the progress of these AI chatbots, evaluate their logic, and solve problems to improve the quality of ...Show more
    Last updated: 14 days ago • Promoted