P & C Liability Property Damage Adjuster

P & C Liability Property Damage Adjuster

Imagine being part of a team that's actively driving innovation and excellence at Davies North America, blending cutting-edge technology with top-tier professional services. As a vital part of the global Davies Group, we help businesses navigate risk, optimize operations, and spearhead transformation in the insurance and regulated sectors.

Davies Claims North America is looking for a Property Damage Adjuster to join our team. Reporting to the TPA / P&C Manager, you will adjust first- and third-party property damage claims in a timely, accurate, and professional manner. To be successful in this role, you must have high level attention to detail and problem-solving skills, superior time management skills with capability of working with and meeting deadlines, and possess superb communication skills, both verbal and written, conducted in a timely manner. You must have at least one year of adjusting experience, as well as a bachelor's degree or three or more years of equivalent work experience. Additionally, you must demonstrate the exceptional capability to multi-task and prioritize with excellent organization and documentation skills in a fast-paced, dynamic work environment. This role is a full-time, hybrid position based out of Lakewood Ranch, FL.

Key Responsibilities

Review new assignments within 24 hours of assignment and completion of the Plan of Action

Contact the Insured or Claimant within 24 hours of assignment

Assign appraisers or coordinate the receipt of damage estimates according to the client guidelines or approval

Determine if estimates or appraisals are appropriate based upon reported damages and other evidence

Gather evidence of damages, set, and adjust reserve amount appropriately

Interview the Claimant, Insured, and / or witnesses as necessary

Evaluate the facts and law to determine liability and the amounts owed

Daily review of workflow and claim system reminders with follow-up and significant progress toward completion of any task set as a reminder, or received in workflow within 72 hours

Request payment authorization according to the client guidelines and Davies Claims North America policy and procedures

Follow client guidelines for any claim denial

Obtain internal investigation reports from the Insured when permitted by the client

Determine degree of Attorney involvement, if necessary

Always act with the utmost good faith in handling of the claim from beginning to closure

Set reminders within the claim system for necessary follow-up in an appropriate time frame

Accurately record any communication, or activity relevant to the claim, in the claim system notes

Follow branch procedures to image documents sent to you that are relevant to the claim file, including emails

Meet the requirements of Continuing Education as required for licensure as an adjuster

Maintain a 95% claim closure ratio

Report to the Excess Carrier on any claim that meets the requirements to do so

Immediately notify the supervisor and the client of any Summons and Complaint received, identify assigned defense counsel, and communicate and cooperate with defense counsel

Read and understand the Excess Carrier Insurance Policy

Develop a working knowledge of Loss of Business Income and Extra Expense

Check for the Claimant's compliance with the provisions in F.S. 768.28 Sovereign Immunity

Evaluate the claim for subrogation opportunities and for possible fraud

Identify and pursue subrogation, contribution, indemnification, and / or other opportunities to compel third parties to bear their share of responsibility

Assist others as called upon by the Claims Supervisor and / or Manager

For Third-Party Vehicle Damage claims : interview the insured driver or other involved parties

For Third-Party Vehicle Damage claims : determine the injury status of all persons involved in a crash investigation

For Third-Party Vehicle Damage claims : obtain a recorded statement immediately if injury is indicated

For Third-Party Vehicle Damage claims : obtain Certificate of Destruction when called for by the Statue (total loss)

For Third-Party Vehicle Damage claims : verify ownership of the vehicle

For Third-Party Vehicle Damage claims : arrange for the removal of Claimant vehicle from facilities where storage is accruing (with Claimant permission if settlement has not taken place and liability exists upon the Insured)

For Third-Party Vehicle Damage claims : interact with insurance adjusters from other companies, obtaining information needed to process the claim

For Third-Party Vehicle Damage claims : send out subrogation paperwork to the Claimant and / or their insurer and follow up to completion of subrogation efforts

For Third-Party Vehicle Damage claims : check for lien holders prior to issuing payment

Exhibit company values of We are Dynamic, We are Innovative, We are Connected, and We Succeed Together

Perform other duties as assigned

Skills, Knowledge & Expertise

1 year of adjusting experience

Bachelor's degree or three or more years of equivalent work experience

Proficiency in Microsoft Office Suite

Proactive, independent, and takes initiative with consistent follow through

Superb communication skills, verbal and written, conducted in a timely manner

Superior time management skills with capability of working with and meeting deadlines

Exceptional capability to multi-task and prioritize with excellent organization and documentation skills in a fast-paced, dynamic work environment

Excellent team player with interpersonal skills

High level attention to detail and problem-solving skills

Capable of working collaboratively and independently with minimal supervision

Exhibit discretion with sensitive and confidential information

Display a comfort level working with key people at all levels within an organization

Benefits

At Davies North America, we are dedicated to supporting the well-being and future of our qualifying employees. Our comprehensive benefits package includes :

Medical, dental, and vision plans to ensure your health and that of your family.

A 401k plan with employer matching to help you build a secure financial future.

Our time-off policies, including Discretionary Time Off for exempt employees and Paid Time Off (PTO) package for non-exempt employees, reflect our commitment to promoting a healthy work environment.

Paid holidays.

Life insurance and both short-term and long-term disability plans, providing essential financial protection for you and your loved ones.

Davies is dedicated to fostering a diverse and inclusive workplace that embraces a wide range of perspectives and experiences. We believe that diversity of thought is essential for innovation and creativity, and we actively promote an environment where all voices are valued and heard.

About Davies

We are a specialist professional services and technology firm, working in partnership with leading insurance, highly regulated and global businesses. We help our clients to manage risk, operate their core business processes, transform and grow. We deliver professional services and technology solutions across the risk and insurance value chain, including excellence in claims, underwriting, distribution, regulation & risk, customer experience, human capital, digital transformation & change management. Our global team of more than 8,000 professionals operate across ten countries, including the UK & the U.S. Over the past ten years Davies has grown its annual revenues more than 20-fold, investing heavily in research & development, innovation & automation, colleague development, and client service. Today the group serves more than 1,500 insurance, financial services, public sector, and other highly regulated clients.