Senior Analyst, Stop Loss Underwriter

At CVS Health, we're building a world of health around every consumer and surrounding ourselves with dedicated colleagues who are passionate about transforming health care.

As the nation's leading health solutions company, we reach millions of Americans through our local presence, digital channels and more than 300,000 purpose-driven colleagues - caring for people where, when and how they choose in a way that is uniquely more connected, more convenient and more compassionate. And we do it all with heart, each and every day.

Position Summary

As a member of the Stop Loss Center of Excellence, this role will be supporting the Stop Loss Underwriting team. In this role, you will help the organization achieve its financial and strategic objectives through effective underwriting practices. Responsibilities include identifying and managing stop loss risk to maximize revenue, membership, and earnings. You will conduct underwriting analysis and perform risk assessments for new and / or renewal of large group contracts.

Applies in-depth knowledge of the Underwriter field to offer feedback for decisions and innovation strategies that enhance organizational growth and visibility.

Prepares and delivers moderately complex new business quotesand / orexisting business renewals.

Reviews work for accuracy and recommends pricing and / oralternatives based on financial analysis, underwriting principals, and business strategy.

Assists less experienced underwriters in development of technical skills or specific subject matter.

Coaches more junior colleagues in techniques, processes, and responsibilities.

Required Qualifications

3-5 years work experience in a relevant industry or function.

Experience and / or exposure to stop loss model / rating tools and processes.

Experience evaluating risk associated with the Stop Loss product.

Working knowledge of execution and delivery (planning, delivering, and supporting) skills

Working knowledge of business intelligence

Problem solving and decision-making skills

Collaboration and teamwork experience within a professional work environment

Growth mindset (agility and developing yourself and others)

Education Required

• Bachelor's degree or equivalent work experience

Anticipated Weekly Hours

40

Time Type

Full time

Pay Range

The typical pay range for this role is :

$46,988.00 - $112,200.00

This pay range represents the base hourly rate or base annual full-time salary for all positions in the job grade within which this position falls. The actual base salary offer will depend on a variety of factors including experience, education, geography and other relevant factors. This position is eligible for a CVS Health bonus, commission or short-term incentive program in addition to the base pay range listed above.

Our people fuel our future. Our teams reflect the customers, patients, members and communities we serve and we are committed to fostering a workplace where every colleague feels valued and that they belong.

Great benefits for great people

We take pride in our comprehensive and competitive mix of pay and benefits - investing in the physical, emotional and financial wellness of our colleagues and their families to help them be the healthiest they can be. In addition to our competitive wages, our great benefits include :

Affordable medical plan options, a 401(k) plan (including matching company contributions), and an employee stock purchase plan .

No-cost programs for all colleagues including wellness screenings, tobacco cessation and weight management programs, confidential counseling and financial coaching.

Benefit solutions that address the different needs and preferences of our colleagues including paid time off, flexible work schedules, family leave, dependent care resources, colleague assistance programs, tuition assistance, retiree medical access and many other benefits depending on eligibility.

For more information, visit

We anticipate the application window for this opening will close on : 11 / 28 / 2025

Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state and local laws.

We are an equal opportunity and affirmative action employer. We do not discriminate in recruiting, hiring, promotion, or any other personnel action based on race, ethnicity, color, national origin, sex / gender, sexual orientation, gender identity or expression, religion, age, disability, protected veteran status, or any other characteristic protected by applicable federal, state, or local law.