Business Loan Officer

Job Description

A community bank is confidentially looking to add another member to their banking family. This opportunity would be great for a community-minded individual that appreciates the flexibility and excellent culture this community bank provides. The bank offers a top-notch benefits package with opportunities to advance their career.

The Business Loan Officer is responsible for developing new business, underwriting, structuring, and closing of commercial real estate loans, as well as maintaining and servicing an existing portfolio. This Officer represents the Bank in the local community through active participation in community affairs and participates in marketing all of the Bank’s products and services.

Responsibilities :

• Evaluate the needs of potential clients and offer appropriate financial products, services, and loans.
• Provide ongoing relationship servicing with current clients to maintain goodwill and gain additional business.
• Conduct networking activities such as community events, attending local Chambers of Commerce meetings, developing relationships with centers of influence, and entertaining clients / prospects to enhance relationships and create new sales.
• Generate new business to meet annual growth goals. Conduct warm and cold prospect calls.
• Prepare and compile client information to open new accounts.
• Gather and analyze financial data to assist in determining the creditworthiness of potential clients for risk and underwriting purposes.
• Prepare loan memos and documents to submit for loan approval.
• Ensure completeness and accuracy of loan documentation.
• Oversee timely closing and funding of loans.
• Inform and advise clients of status or enhancements to current account productivity and suggest resolution on account disputes and other account activity.
• Coordinate and assist back-office personnel in resolving credit problems, delinquent payment issues, overdrafts, and other related affairs.
• Participate in an ongoing comprehensive training program to maintain awareness of compliance regulations; comply with Bank Secrecy Act and with operating controls and procedures; accountable for compliance with applicable consumer laws and regulations.

You will be effective if you have the following :

For additional information on this opportunity, please contact Brenda Hoek directly at 605.705.4795. Resumes may be confidentially sent to Brenda.hoek@gogpac.com.

All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations. GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.