Senior BSA Analyst

We have been voted one of the best companies to work for 5 years in a row, because we have developed a fun and inclusive culture that is at the forefront of how we operate. We only hire the best and most passionate talent and are proud to promote employees from within.

One Florida Bank was founded on the belief that when we work together, our goals are One. As a Florida-based bank, we are firmly rooted in our local communities, because building relationships one-on-one is the way business gets done. We are committed to knowing you personally, understanding your needs and goals, and providing the products and services that will support you along the way.

This position is responsible for performing confidential research and investigations of money laundering and other financial crimes. Other duties include assisting the BSA / AML / CFT / OFAC Officer (BSA Officer) and BSA Manager to maintain aspects of day-to-day compliance with the Bank Secrecy Act (BSA), Anti-Money Laundering Policy (AML), Countering the Financing of Terrorism (CFT), USA PATRIOT Act, Customer Information Program (CIP) and Office of Foreign Assets Control (OFAC). Additional duties include the fraud investigations and reporting.

ESSENTIAL DUTIES

• Ability to work all alert types in Verafin and document results of investigation supporting the clearing of the alert.
• Make decisions on appropriate action to take regarding the need for further investigation and escalate alerts to case as needed and manage ownership of case lifecycle.
• Ability to employ effective case / alert management by utilization of analyst dashboard and tracking within Verafin to ensure alerts, cases and SARs are competed in a timely manner.
• Effectively communicate with team members during investigations and submit Requests for Information as needed.
• Propensity to accept and respond positively to effective feedback and guidance.
• Analyze High Risk customer account transactions to detect suspicious activity.
• Document the summary of investigative findings and prepare cases for review by BSA Manager, BSA Officer and CCO.
• SARs : Based on the findings of an investigation, analyze, and determine whether or not a Suspicious Activity Report (SAR) should be filed.
• Prepare accurate narratives and complete Suspicious Activity Reports timely in accordance with regulatory guidelines.
• CTRs : Ability to review CTR's for accuracy and completion as well as ensure CTR's are prepared and filed in a timely manner.
• Ability to perform Phase I / Phase II CTR Exemption Reviews. Review current exemptions annually and recommend customers for exemption.
• Monitor all aspects of customer relationships and conduct customer due diligence when necessary.
• Provide risk rating recommendations for customer's relationships reviewed by determining if a customer is low, moderate, or potentially high risk.
• Support BSA Manager, Fraud Officer and BSA Officer ensuring daily, weekly, and monthly activities are completed in a timely manner and on special projects.
• Ability to rapidly identify, analyze and dissect complex transactional schemes.
• Ability to oversee / manage high risk business types and transaction types.
• Participate in exams / audits by assisting in the coordination and gathering of data for federal regulators, state examiners, independent auditors, and law enforcement.
• Ability to create, develop and write acceptable programs for high-risk groups.
• Ability to analyze existing processes and procedures then recommend changes.

ROLES AND RESPONSIBILITIES

BSA / AML / CFT / CIP / OFAC / Fraud Programs

Requirements

QUALIFICATIONS

To be successful in this job, an individual must be able to perform each essential duty satisfactorily. Critical thinking ability is required as well as a foundation of banking industry operations. The requirements listed below are representative of the knowledge, skill, and / or ability required. A desire to learn and a passion for the subject matter is paramount. The ability to multi-task and adapt well to change is vital. An understanding of the need for confidentiality is required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education / Experience

Language Skills

Mathematical Skills

Reasoning Ability

Computer and Office Equipment Skills

CERTIFICATES, LICENSES, REGISTRATIONS

None required but willingness to obtain future ACAMS, CFE, CRCM or related accreditations is a plus.

One Florida Bank supports a diverse workforce and is proud to have an engaged and inclusive culture that promotes equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status. One Florida Bank conducts pre-employment background screening and drug testing.

Should you have a disability and need assistance with the application process, please request a reasonable accommodation by contacting the HR Department.

What about the benefits?

We recognize all Federal holidays every year and we offer highly competitive benefits such as :

Salary Description

$70,000-$93,000